PNC Credit

[Cory88]

How are PNC when it come to approvals? I have two installment loans opened Oct 2019. FICO EX 796. Four total accounts about to hit 2 years old.

[blindambition]

If you haven't opened cards in 2 years, you should be fine. They have great service. Are you in the footprint?

[M_Smart007]

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@Cory88 wrote:

How are PNC when it come to approvals? I have two installment loans opened Oct 2019. FICO EX 796. Four total accounts about to hit 2 years old.

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Anything negative on your report?

What other cards do you have?

How much is your utilization?

Any other info provided could further help to give you direction.

[FinStar]

Do you currently have a banking relationship with them OP? 

[Cory88]

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@M_Smart007 wrote:

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@Cory88 wrote:

How are PNC when it come to approvals? I have two installment loans opened Oct 2019. FICO EX 796. Four total accounts about to hit 2 years old.

---

Anything negative on your report?

What other cards do you have?

How much is your utilization?

Any other info provided could further help to give you direction.

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Nothing negative, Good limits, 1%. One card has an $1,800 balance out of 20k it 0% it's a Old Apple card by Barclays.

[Cory88]

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@FinStar wrote:

Do you currently have a banking relationship with them OP? 

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Yes, I do.

[M_Smart007]

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@Cory88 wrote:

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@M_Smart007 wrote:

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@Cory88 wrote:

How are PNC when it come to approvals? I have two installment loans opened Oct 2019. FICO EX 796. Four total accounts about to hit 2 years old.

---

Anything negative on your report?

What other cards do you have?

How much is your utilization?

Any other info provided could further help to give you direction.

---

Nothing negative, Good limits, 1%. One card has an $1,800 balance out of 20k it 0% it's a Old Apple card by Barclays.

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Based on what info you have provided, I would say you are Golden for a nice approval!

By the way .. nice EX FICO score

Good Luck and keep us posted!

[Anonymous]

I'll go ahead and say good luck with your application! 👍

[Guyatthebeach]

Cory88,

You have no issues at all with PNC at all. PNC is big on relationship banking.  I started with the CashBuilder card and had a preapproval for the Cash Rewards Visa.  I like both cards and they offer BT offers all the time.

Guyatthebeach

[seattletravels]

I think based on what you've told us, you should have no problems.