@MrCreditInternational wrote:I applied after getting me first FICO (around 710) and they more than doubled my TCL when they approved me for the Cash Rewards card (12.5k). After 6 months they approved me for their premier travel (5k) and gave me SP CLI on my cash rewards (17.5k). They give SP CLI every 6 months and you can check the date you're eligible for it on the website or the app.
They don't care much about your inquiries or the total number of recent cards IMO, but I could be wrong. Also, I should mention that I've been banking with them since 2016 and never had a negative balance (Although I only keep around 30$ in my account).
Good stuff there, some nice useful DPs, MrC. Thank you.
Btw, I'm outside their lending footprint -- which can be superceded after 6 months with a banking relationship -- so I opened a small checking account to get the clock ticking. This summer: I'm going in! 
@Anonymous wrote:
@MrCreditInternational wrote:I applied after getting me first FICO (around 710) and they more than doubled my TCL when they approved me for the Cash Rewards card (12.5k). After 6 months they approved me for their premier travel (5k) and gave me SP CLI on my cash rewards (17.5k). They give SP CLI every 6 months and you can check the date you're eligible for it on the website or the app.
They don't care much about your inquiries or the total number of recent cards IMO, but I could be wrong. Also, I should mention that I've been banking with them since 2016 and never had a negative balance (Although I only keep around 30$ in my account).
Good stuff there, some nice useful DPs, MrC. Thank you.
Btw, I'm outside their lending footprint -- which can be superceded after 6 months with a banking relationship -- so I opened a small checking account to get the clock ticking. This summer: I'm going in!
Good luck!
I would bet you have 100% chance for approval
@Cory88 wrote:
@M_Smart007 wrote:
@Cory88 wrote:How are PNC when it come to approvals? I have two installment loans opened Oct 2019. FICO EX 796. Four total accounts about to hit 2 years old.
Anything negative on your report?
What other cards do you have?
How much is your utilization?
Any other info provided could further help to give you direction.
Nothing negative, Good limits, 1%. One card has an $1,800 balance out of 20k it 0% it's a Old Apple card by Barclays.
Curious if you pulled the trigger on this one and if so, how did you make out?
