Hi All,
I was just approved for PSECU Classic Visa -SL $25,000 after an EX HP. (Max limit offered =$30,000)
Puchase APR = 12.9% (fixed but subject to change with notice)
Balance Tranfer APR = 2.9% through 12/31/25 then balance reverts to Purchase APR at that time
Cash Advance APR = (that I WOULD NEVER DO) = 14.9% (but it's nice to have access to this in an emergency of course)
Member of CU since 2011 for deposit accounts ONLY. Small balances-under $500
PSECU FICO via their app as of 1/6/25 = 783
EX FICO 8 as of 1/24/25 = 777
1 EX HP from July 2024 PRIOR to this app.
Stated Income (which is ABSOLUTELY TRUE also) -$85K annually.
11% revolving utilization of $40,850 in available credit PRIOR to this app.
Instant system approval-no numan review or docs submitted.
I have vastly improved all of my FICO scores with TU & EX now fully clean and 1 last account with an issue still reporting on EQ that will fall off no later than April 2025.
Why would I need CHASE or Wells Fargo or any of the major players who charge Balance Transfer fees and such and PSECU does not.
This is my highest CL EVER.
I hope this info helps at least 1 person out there.
Good luck to all those in the hunt as I am one happy man tonight.
whoa, nice approval, they recently switched to doing soft pulls for experian for membership too, new FOTM?
congrats!!
Nice SL ! Congrats on your approval !
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
