PayPal Credit / PayPal Extras

[Anonymous]

Regular Paypal credit is a hidden tradeline, 6 months financing on 100 dollar purchase. Its ideal, but its a bummer if you have no visas or Mc, iget that

[Ron1]

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@Anonymous wrote:

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@Ron1 wrote:

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@Anonymous wrote:

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@Ron1 wrote:

Congrats!!! You need to call them to link your PayPal Credit to your PayPal. 

Ron.

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Good idea, do you think they'll do that?

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Yes, they will. I did that when I got approved for PayPal MC.

Ron.

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I guess I don't see an advantage of the PayPal Credit over the MC so will leave it alone.

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It is a hiden TL. Most online merchants offer 6-12 months no interest for PayPal Credit.

Ron.

[taxi818]

I hoped you used your pay pal credit. i was now wondering. I already have a pay pal mc as well. only 3k limit. however i saw i could get the pay pal credit as well. But it only asked for the last 4 of my social. So i canceled the app. Is it hard pull as it is not a credit card per say. now im not sure.

[Anonymous]

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@taxi818 wrote:

I hoped you used your pay pal credit. i was now wondering. I already have a pay pal mc as well. only 3k limit. however i saw i could get the pay pal credit as well. But it only asked for the last 4 of my social. So i canceled the app. Is it hard pull as it is not a credit card per say. now im not sure.

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Same for me, only asked for last 4 of SSN so I thought it was SP. However, after I applied, within 30 minutes CK informed me that a new INQ happened on EQ on 8/2. So, yes 100% certain it is HP.

[taxi818]

Thanks steel. Formally vulc. I will pass for sure. But I hope you did not give up on it. Being hidden. It allows you to send cash to friends too. I think.

[Anonymous]

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@taxi818 wrote:
Thanks steel. Formally vulc. I will pass for sure. But I hope you did not give up on it. Being hidden. It allows you to send cash to friends too. I think.

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I was approved, but did not request to swap it on PayPal yet, but I know I should before next purchase on eBay.

By the way - I can run, but I can't hide

[taxi818]

I don't think you need to swap. I think you just need to add different email address. So have 2 email addresses and you will be good with both mc. And PayPal credit.

[Anonymous]

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@taxi818 wrote:
I don't think you need to swap. I think you just need to add different email address. So have 2 email addresses and you will be good with both mc. And PayPal credit.

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I can do that too I guess. 

[Anonymous]

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@taxi818 wrote:
Thanks steel. Formally vulc. I will pass for sure. But I hope you did not give up on it. Being hidden. It allows you to send cash to friends too. I think.

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You are correct taxi. It does allow you to send money to friends. Excellent feature. In some cases, you can get 6 months at 0% interest. Woo hoo!

[Anonymous]

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@Anonymous wrote:

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@taxi818 wrote:
Thanks steel. Formally vulc. I will pass for sure. But I hope you did not give up on it. Being hidden. It allows you to send cash to friends too. I think.

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I was approved, but did not request to swap it on PayPal yet, but I know I should before next purchase on eBay.

By the way - I can run, but I can't hide

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The benefit of using PP credit over the others is that it's a hidden TL, so it doesn't effect your utilization. I LOVE it!!!