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Paypal MC?

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supill
Established Member

Paypal MC?

How soon can I apply for a paypal MC? I did include in BK7 (about like $2k if that) I passed 2 years about a week ago and I just don't want to app and be denied I'm at LOL/24 and also I have a paypal credit. I don't know if that would help?  
edit: my scores across the board are about 668-689

Message 1 of 4
3 REPLIES 3
AZ-Jeff
New Contributor

Re: Paypal MC?

I would think twice about applying for a credit card. The pandemic economy has them spooked, many are not extending credit, and some are even lowering credit limits on existing account. Unless you absolutely need a card, think about a secured card. But I would wait until you had at least a 720 score. It might help that you have already established a relation with Paypal, but certainly not a guarantee. Just my .02 Smiley Happy


Message 2 of 4
supill
Established Member

Re: Paypal MC?


@AZ-Jeff wrote:

I would think twice about applying for a credit card. The pandemic economy has them spooked, many are not extending credit, and some are even lowering credit limits on existing account. Unless you absolutely need a card, think about a secured card. But I would wait until you had at least a 720 score. It might help that you have already established a relation with Paypal, but certainly not a guarantee. Just my .02 Smiley Happy


Sounds good, I'll follow your advise. I don't need one right now. Was mainly out of curiosity. Thank you Smiley Happy

Message 3 of 4
Anonymous
Not applicable

Re: Paypal MC?

@supill I did some research and unfortunately the answer is it varies. Some got back in after 6 months others after 2 and a half years. 

 

Keep in mind that the PayPal MC is issued by Syncrony Bank. 

 

I would suggest you be patient as the above poster mentioned especially with this financial environment.

Message 4 of 4
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