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Paypal cli denied?

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fritscher
Regular Contributor

Paypal cli denied?

Hi just called customer service to request cli for opayoal credit. Rep asked how much i wanted. I said 15000. I also asked if they counter offer. She did jot know..said 7 to 10 day letter. Said soft pull. My limit now is at 4700 low compared to other cards. Wonder why. Scores 750 plus inco.e 76500. Bummed
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Paypal cli denied?

What other cards do you have and your overall utility? Penfed is a big opponent of pyramiding debts. 

Message 2 of 6
FinStar
Moderator Emeritus

Re: Paypal cli denied?

At least it was a SP! Definitely wait for the letter to determine the reasons cited for not getting the CLI. Did you contact the Credit Solutions folks or was it the regular c/s #?
Message 3 of 6
fritscher
Regular Contributor

Re: Paypal cli denied?

Regular customer svc
Message 4 of 6
Anonymous
Not applicable

Re: Paypal cli denied?

I had a $6,500 credit limit, and recently got a $1,500 auto increase a few weeks ago. I have a few 6 month special financing purchases on my account. Since my billing cycle is about to end, and the account is more than likely going to start reporting to the bureaus soon...I tried to get an increase online the other day, to improve my utilization, and was declined. I called Credit Solutions thinking I would have better luck, as I've had in the past with CLIs. I was told that my increase wasn't approved and to wait for a letter in the mail. Today, I got a letter that shows: We unfortunately are unable to approve for the following reason(s): Insufficient experience at your current credit line.

 

I'm used to seeing this message with Discover, but this is new for me with Synchrony! Smiley Wink


@fritscher wrote:
Hi just called customer service to request cli for opayoal credit. Rep asked how much i wanted. I said 15000. I also asked if they counter offer. She did jot know..said 7 to 10 day letter. Said soft pull. My limit now is at 4700 low compared to other cards. Wonder why. Scores 750 plus inco.e 76500. Bummed

 

Message 5 of 6
Meanmchine
Super Contributor

Re: Paypal cli denied?

Sorry OP

Let us know what the letter says

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 6 of 6
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