PenFed Declined Poll 😡

[Wavester64]

So I app'ed for a PenFed card this weekend, declined. Recon, declined again. (they even sent me the exact same dated denial letter, makes me wonder if they even bothered to reconsider)

So I am feeling pretty miserable right now   - but they say "misery likes company" so I need some company  

So have you ever been declined for a PenFed card? Declined again for recon? Let's hear your story.

I am kicking myself for even trying - but you start reading all the success stories in Approvals section with DP #'s less then yours and great approvals, and you start believing in yourself "Dude, I got this!"... Yeah well, not so.

I am sure I will be singing this same tune when Langley declines me too (that one is not my fault, pushed into that if you seen my post on that situation.)

[M_Smart007]

OP, Sorry for your denial

Maybe @AverageJoesCredit could chime in?

[Wavester64]

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@M_Smart007 wrote:

OP, Sorry for your denial

Maybe @AverageJoesCredit could chime in?

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Thanks 

[JR_TX]

Sorry for the denial OP.

Yeah PF doesn't like Egyptians which I think you are by looking at your siggy? (Gawd I missed those posts regarding Pyramiding and the surveys they send out as well. 😛

[recoveringfrombk7]

Might be time ...  

[Anonymous]

PenFed thought I had too many new accounts when I applied 9/2018. I had two new accounts 6 months old. I wrote them off and didn't even bother establishing membership. 

[Wavester64]

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@recoveringfrombk7 wrote:

Might be time ...  

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Yup, I am there 

[Wavester64]

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@Anonymous wrote:

PenFed thought I had too many new accounts when I applied 9/2018. I had two new accounts 6 months old. I wrote them off and didn't even bother establishing membership. 

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Yeah, I wish I didn't bother to go thru membership and getting a savings if this was going to be the result.

It's my own fault. I was bored over the weekend reading all these great approvals for PF and I went with it.
PenFed was going to be my long term try later on while I garden. Oh well  

[Shooting-For-800]

When I opened my membership I was approved for $10k...then it was REVOKED during the POI process.  Maybe a year later I tried again and was approved for $15k with less income and no POI and more debt.  Go figure.  I think they switched from single income to household income.  Anyway, since then they have been awesome!  I am at $49.5k TCL and my last card and cli we’re both SPs!

GL!

[Wavester64]

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@Shooting-For-800 wrote:

When I opened my membership I was approved for $10k...then it was REVOKED during the POI process.  Maybe a year later I tried again and was approved for $15k with less income and no POI and more debt.  Go figure.  I think they switched from single income to household income.  Anyway, since then they have been awesome!  I am at $49.5k TCL and my last card and cli we’re both SPs!

GL!

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Nice - a tough start, but a great finish!

Let's hope thats in my future :-)