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PenFed Gold Visa Denial/Recon

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Adkins
Legendary Contributor

Re: PenFed Gold Visa Denial/Recon


@Anonymouswrote:
It's official, they denied my recon. Thanks for all the support and encouragement, though. ☺️

Ugh, I'm sorry! 


Last HP 08-07-2023



Message 21 of 36
Anonymous
Not applicable

Re: PenFed Gold Visa Denial/Recon


@Anonymouswrote:

@Anonymouswrote:
It's official, they denied my recon. Thanks for all the support and encouragement, though. ☺️
Hi sorry to hear they still denied it after the recon. how did you find out it was denied  again? I sent in a letter via email two days ago also did the survey but didn't hear back from them yet.

 


I emailed my recon letter last Thursday, and they emailed me back it was denied on Tuesday afternoon. Hope you hear soon, Iamjazzy1, and that it is good news! Smiley Happy

Message 22 of 36
Anonymous
Not applicable

Re: PenFed Gold Visa Denial/Recon


@AverageJoesCreditwrote:
Sorry to hear Bella, just know you are always Gold to usSmiley Happy

Thanks Joe! Smiley Happy

Message 23 of 36
Anonymous
Not applicable

Re: PenFed Gold Visa Denial/Recon


@Adkinswrote:

@Anonymouswrote:
It's official, they denied my recon. Thanks for all the support and encouragement, though. ☺️

Ugh, I'm sorry! 


Thanks Adkins! And to think, I traded my almost (one day away) Gold Spade for this. Lol! Smiley Very Happy

Message 24 of 36
Anonymous
Not applicable

Re: PenFed Gold Visa Denial/Recon

@ Bella..sorry to hear! I really think PenFed is cutting back, or perhaps going through some financial stress. Another DOD friend of mine applied to them as well - reconned - and denied. He's in great financial and credit shape, so I'm pretty perplexed. I closed my checking after transfering my money, and they will just have to make do with the 5 bucks I left in the savings share account. See how far they'll get with that. I won't be entertaining them until well into next year. Thier new name for me is "PukeFed!" LOL!

Message 25 of 36
Anonymous
Not applicable

Re: PenFed Gold Visa Denial/Recon


@Anonymouswrote:

@ Bella..sorry to hear! I really think PenFed is cutting back, or perhaps going through some financial stress. Another DOD friend of mine applied to them as well - reconned - and denied. He's in great financial and credit shape, so I'm pretty perplexed. I closed my checking after transfering my money, and they will just have to make do with the 5 bucks I left in the savings share account. See how far they'll get with that. I won't be entertaining them until well into next year. Thier new name for me is "PukeFed!" LOL!


Thanks, Marine1977! That's interesting that they didn't approve your friend. Sorry to hear that. I'm debating whether to keep my share account, but I do like their CD rates so might be worthwhile down the road. Smiley Happy

Message 26 of 36
ohjoy
Frequent Contributor

Re: PenFed Gold Visa Denial/Recon


@Anonymouswrote:
It's official, they denied my recon. Thanks for all the support and encouragement, though. ☺️

PenFed is on my stinky list too.  I applied for a share account and app'd Visa Signature card certain that I was going to get it. My score was over 760 but, I'd just come off a mini app spree. I tried to recon and the lady sweetly told me no and to try again in 6 month. Um, no. I don't think I wiiiiillll. I opened the account with $100 and that has been sitting ever since with zero activity. I ran back to my boo, Navy Federal, and haven't looked back. I regret even opening the account. Hmph! Smiley Mad They don't deserve us.

Starting Score (May 2017): 584 TU
Current Scores: 752 TU, 717 EQ, 750 EX

Goal Score: 820+




Message 27 of 36
Anonymous
Not applicable

Re: PenFed Gold Visa Denial/Recon


@ohjoywrote:

@Anonymouswrote:
It's official, they denied my recon. Thanks for all the support and encouragement, though. ☺️

PenFed is on my stinky list too.  I applied for a share account and app'd Visa Signature card certain that I was going to get it. My score was over 760 but, I'd just come off a mini app spree. I tried to recon and the lady sweetly told me no and to try again in 6 month. Um, no. I don't think I wiiiiillll. I opened the account with $100 and that has been sitting ever since with zero activity. I ran back to my boo, Navy Federal, and haven't looked back. I regret even opening the account. Hmph! Smiley Mad They don't deserve us.


Sorry to hear that, ohjoy. I only put $50 in. Not sure what I'm going to do. I could throw a few bucks in here and there and have a little slush fund, and maybe show them I'm building a relationship with them. FWIW, NFCU denied me a second card too. I did three apps, and got three denials. Since I got three, I'm sure in my case it's more me than them. But in your case, I just don't get it at all. Smiley Happy

Message 28 of 36
Meanmchine
Super Contributor

Re: PenFed Gold Visa Denial/Recon

Maybe Belle  you can use your updated pull and app for the Power Cash or Promise Card? Youve already bit the bullit twice. Wouldnt hurt

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 29 of 36
AverageJoesCredit
Legendary Contributor

Re: PenFed Gold Visa Denial/Recon

Lol, i have my $5 in my share account but im thinking of pulling it and using it fund a Make Penfed Great Again campaignSmiley Happy
Message 30 of 36
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