PenFed Membership Approval

[Anonymous]

I have seen so many PenFed membership approvals that state they received a HP for membership, however after the 5 minute application process and the $5.00 minimum opening fee was paid, I had access to my account. I called the CSR and they said that my membership did not result in a HP.

Have the rules changed, or is the HP for those who are required to make donations to join? I am confused.

[CreditCuriosity]

Its a HP for opening Saving account meaning membership

Guessing the CSR was mininformed as if you check your EQ report I pretty much can gurantee you that you will see a HP if so mise well apply for some credit products using the same hp

[Anonymous]

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@CreditCuriousity wrote:

Its a HP for opening Saving account meaning membership

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This is what I keep hearing but the CSR at PenFed stated otherwise. I would really just like to know if that heffer was lying to me or was ingorant to the fact.

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriousity wrote:

Its a HP for opening Saving account meaning membership

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This is what I keep hearing but the CSR at PenFed stated otherwise. I would really just like to know if that heffer was lying to me or was ingorant to the fact.

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Pull your Credit report from one of the free sites being Credit Karma or Quizzle as they both show EQ and see if you see a HP on your report from Penfed which you should

[Anonymous]

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@CreditCuriousity wrote:

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@Anonymous wrote:

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@CreditCuriousity wrote:

Its a HP for opening Saving account meaning membership

---

This is what I keep hearing but the CSR at PenFed stated otherwise. I would really just like to know if that heffer was lying to me or was ingorant to the fact.

---

Pull you Credit report from one of the free sites being Credit Karma or Quizzle as they both show EQ and see if you see a HP on your report from Penfed which you should

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Here lies the problem with doing that. Due to OPM being hacked last June I have no access to those sites due to me residing in a foreign country. I will have to wait and see if it hits and MYFICO reports the HP if it took place.

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriousity wrote:

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@Anonymous wrote:

---

@CreditCuriousity wrote:

Its a HP for opening Saving account meaning membership

---

This is what I keep hearing but the CSR at PenFed stated otherwise. I would really just like to know if that heffer was lying to me or was ingorant to the fact.

---

Pull you Credit report from one of the free sites being Credit Karma or Quizzle as they both show EQ and see if you see a HP on your report from Penfed which you should

---

Here lies the problem with doing that. Due to OPM being hacked last June I have no access to those sites due to me residing in a foreign country. I will have to wait and see if it hits and MYFICO reports the HP if it took place.

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Interesting didn't know OPM was hacked...  99% gurantee it was a HP though..Once you find out for sure it was you have 60-90 days to apply for a CC.. Sooner the better, just confirm inddep you did get the HP prior as assuming that is your goal to get a CC without an additional HP?

[Anonymous]

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@CreditCuriousity wrote:

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@Anonymous wrote:

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@CreditCuriousity wrote:

---

@Anonymous wrote:

---

@CreditCuriousity wrote:

Its a HP for opening Saving account meaning membership

---

This is what I keep hearing but the CSR at PenFed stated otherwise. I would really just like to know if that heffer was lying to me or was ingorant to the fact.

---

Pull you Credit report from one of the free sites being Credit Karma or Quizzle as they both show EQ and see if you see a HP on your report from Penfed which you should

---

Here lies the problem with doing that. Due to OPM being hacked last June I have no access to those sites due to me residing in a foreign country. I will have to wait and see if it hits and MYFICO reports the HP if it took place.

---

Interesting didn't know OPM was hacked...  99% gurantee it was a HP though..Once you find out for sure it was you have 60-90 days to apply for a CC.. Sooner the better, just confirm inddep you did get the HP prior as assuming that is your goal to get a CC without an additional HP?

Well its isnt my goal to get a CC with PenFed. I am more interested in opening a checking account right now for international transfers. However if I receive an Alert on MYFICO I will apply anyway.

Yes OPM was hacked, I received a letter in August from them stating my photos, fingerprints and personal data to include SSN was compromised. I received 3 years of identity protection in return. (What a joke)

[Anomalous]

Not sure, but I got hit with a HP. But it's worth it honestly...

[SouthJamaica]

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@Anonymous wrote:

I have seen so many PenFed membership approvals that state they received a HP for membership, however after the 5 minute application process and the $5.00 minimum opening fee was paid, I had access to my account. I called the CSR and they said that my membership did not result in a HP.

Have the rules changed, or is the HP for those who are required to make donations to join? I am confused.

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I got an HP on EQ when I opened a savings account, just a few days ago.

[Anonymous]

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@SouthJamaica wrote:

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@Anonymous wrote:

I have seen so many PenFed membership approvals that state they received a HP for membership, however after the 5 minute application process and the $5.00 minimum opening fee was paid, I had access to my account. I called the CSR and they said that my membership did not result in a HP.

Have the rules changed, or is the HP for those who are required to make donations to join? I am confused.

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I got an HP on EQ when I opened a savings account, just a few days ago.

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Up until now, I have had no Alert of a HP from PenFed