cancel
Showing results for 
Search instead for 
Did you mean: 

PenFed Offers

tag
cashorcharge
Community Leader
Super Contributor

Re: PenFed Card Offer

I haven't tried the "use desktop version" on my phone...so I'm not sure if that workaround is doable...considering the screenshot, perhaps not.  

Message 11 of 24
tcbofade
Super Contributor

Re: PenFed Card Offer

DW is having this issue currently.

 

I suspect it's an IT issue on their end.

 

(...and we use a desk top, not our phones.)

 

 

Fico 8 01/01/26: EX 788, EQ 802, TU 785.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 12 of 24
JR_TX
Valued Contributor

Re: PenFed Card Offer

I also have the same offers and issue. Tried both iPhone app and Mac. No cards show up on "Approved" offer.

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 13 of 24
JNA1
Valued Contributor

Re: PenFed Card Offer

It's a shame, because I'd like know what card(s) it is and what the APR or SL would be. 

Our credit card journey started 3/2018


Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

Message 14 of 24
Remedios
Credit Mentor

Re: PenFed Card Offer

I no longer have the offer, it expired exactly when they said it would, it was also for "low interest" card, there was image of the card and set APR at 17.99% ( their highest, I think Smiley LOL) but no limit was specified. Twas blue, that's all I remember 

Message 15 of 24
BearsCubsOtters
Frequent Contributor

Re: PenFed Card Offer


@JNA1 wrote:

I logged into my PenFed account had my first offer (besides TurboTax) for a credit card. To access anything, you have to press the APPLY.  The page says "SELECT YOUR CARD - You're approved for a low-rate credit card from PenFed). There is nothing to click or no information. There are no cards to choose from. Has anybody else seen this or had this issue? 


Same. In the past, when there was an offer there, I would open it and it would tell me the product and the approved limit. Not anymore. It seems that for the past year, when I have an Offer, its just marketing and it wants me to apply (with HP). 

 

Not sure what changed or why, but I liked it the old way. 

Message 16 of 24
Openwater
Established Contributor

Re: PenFed Card Offer


@JNA1 wrote:

I logged into my PenFed account had my first offer (besides TurboTax) for a credit card. To access anything, you have to press the APPLY.  The page says "SELECT YOUR CARD - You're approved for a low-rate credit card from PenFed). There is nothing to click or no information. There are no cards to choose from. Has anybody else seen this or had this issue? 


I had that same issue when I was pre-approved for a personal loan from them. I would have a drop-down menu with the loan and a credit card option. I would chose the loan and it would move me to the loan pre-approval page. Then I decided to click the credit card, and it would take me to a pre-approval page with nothing to select. I think it's just an error on their side, in which you are not actually pre-approved for that item.




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 17 of 24
cashorcharge
Community Leader
Super Contributor

Re: PenFed Card Offer


@JR_TX wrote:

I also have the same offers and issue. Tried both iPhone app and Mac. No cards show up on "Approved" offer.


Sorry that's still not working but seeing all these other people chiming me...I would agree it's likely an issue on their end..and of course, holiday weekend...you may not see resolution until TUE or WED.  For some reason, I was under the guise that their offers were given at the beginning of the quarter..not towards the end so considering that's in about 3 weeks...perhaps their getting it ready.  "shrug"

Message 18 of 24
coldfusion
Credit Mentor

Re: PenFed Card Offer


@cashorcharge wrote:

@JR_TX wrote:

I also have the same offers and issue. Tried both iPhone app and Mac. No cards show up on "Approved" offer.


Sorry that's still not working but seeing all these other people chiming me...I would agree it's likely an issue on their end..and of course, holiday weekend...you may not see resolution until TUE or WED.  For some reason, I was under the guise that their offers were given at the beginning of the quarter..not towards the end so considering that's in about 3 weeks...perhaps their getting it ready.  "shrug"


Yes historically their offers update on Jan 1/Apr 1/Jul 1/Oct 1.  Existing offers are refreshed, modified, or withdrawn and new ones extended.

 

I see similar output as what you all report, my " Auto Loan" offer has vanished with "Credit Card" in its place.  Clicking through comes to the "Select Card You're approved for a low-rate credit card from PenFed.", yet no offers are extended (expected, I'm already at their CL cap) so I think this points to a likely DevOps issue. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 19 of 24
cr101
Established Contributor

Is this a PenFed approval or marketing?

1-Based on everything that I mention below, do you think that this will be a SP?

2-What is the minimum starting limit for the Gold card?

3-Is this how their preapprovals work now?

 

I received an email (see snippet below) about a pre-approval. It told me to refer to a mailer for full details. I never got that.

 

image.png

 

 

This is the sidebar of my PenFed portal. There are 2 sections for offers. It says "Apply" for the card.

 

image.png

 

 

 

Then, it says that I'm approved on this page. After I click the Select button, it has a similar page where I then click "Accept". It then takes me to an application page.

image.png

 

 

Message 20 of 24
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.