PenFed Question

[Anonymous]

Yep I never even became a member and I got a 1.49% auto offer yesterday, a student loan refi offer two separate times, and personal loan emails two separate times. 

I think they must have just gotten their email list up and running recently because I hadn’t heard anything since September when they denied me and pushed me into NFCU and now they are sending me stuff fairly often. 

[Anonymous]

Whats crazy now is I go to NFCU to get a loan to trade my current car in for another 1, with payments around $200 cheaper and NFCU wouldn't approve it. I've had car loans with them for the last 10 years or so maybe? Never missed 1 payment, all paid off early and current loan paid 2 months in advance. PenFed decided to approve me for the loan though... My mind was blown because I thought they just liked holding my $5 for me...