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PenFed Visa Gold app pending- feeling good about it

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ddemari
Super Contributor

PenFed Visa Gold app pending- feeling good about it

Transfered to loan officer. I asked them to reconsider the application. Let me chose pin, card design and then went transfered to loan officer. 

 

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Message 1 of 24
23 REPLIES 23
NRB525
Super Contributor

Re: PenFed Visa Gold app pending- feeling good about it

Congratulations! Looks like you are in, with only the CL to be determined?

By the time I got to those screens on the Promise app, the card was already approved.

 

No card designs for the Promise card though, no golden light sunset card option Smiley Sad

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 24
ddemari
Super Contributor

Re: PenFed Visa Gold app pending- feeling good about it

Thanks! PenFed moves fast, so I assume I will hear something from them by the days end! 

Message 3 of 24
B335is
Moderator Emeritus

Re: PenFed Visa Gold app pending- feeling good about it

Goodluck dd, I'll keep my fingers crossed for you!

Message 4 of 24
ddemari
Super Contributor

Re: PenFed Visa Gold app pending- feeling good about it

Thanks B!! I just had to end 2015 with one more ya know haha.
Message 5 of 24
OmarGB9
Community Leader
Super Contributor

Re: PenFed Visa Gold app pending- feeling good about it

Good luck!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 24
Anonymous
Not applicable

Re: PenFed Visa Gold app pending- feeling good about it

Awesome, best of luck.
Message 7 of 24
Ron1
Super Contributor

Re: PenFed Visa Gold app pending- feeling good about it

Good luck!!!

 

 

Ron.

Message 8 of 24
ddemari
Super Contributor

Re: PenFed Visa Gold app pending- feeling good about it

alright well since this was put in the works last week. it was approved. im done. Smiley Happy

 

Congratulations!

Your application has been approved for a credit line of $7,500.00 with a purchase and cash advance APR of 11.99%. 

 

Message 9 of 24
CreditCuriosity
Moderator Emeritus

Re: PenFed Visa Gold app pending- feeling good about it


@ddemari wrote:

alright well since this was put in the works last week. it was approved. im done. Smiley Happy

 

Congratulations!

Your application has been approved for a credit line of $7,500.00 with a purchase and cash advance APR of 11.99%. 

 


Congrats you are on a roll for sure.  Can't comprehend how you can possibly use all your CC's each month lol.. I have my Wayfair card next to me and about to cancel it.

 

Penfed certainly loves you now!  Do you have much money in their Checking / Savings Account or just min?

 

Any idea on how much available credit you know how on CC's?  I would venture to guess 400k-500k?

Message 10 of 24
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