PenFed now has pre qualify links for their credit cards

[Jeffster1]

I was a member for years but included them in my 13 in 2017 (DC  in January 2021 but mine was a 100 percent plan if that makes a difference . Apparently, they did not close my savings account with them, and I get offers periodically. 

I logged in and it pre-filled the form with my information. I updated income and housing status. It came back that I am Pre-qualed for a Cash Rewards Visa Signature with a possible $10,000  CL. 

I know pre-qualed is not pre-approved, but, frankly, I am surprised it came back with anything. 

[SmileNWave]

I can't find it. Besides, it's not like they like my profile anyways (they really seem to hate my AAoA)

[Zoostation1]

Just got back home again and tried again and the prequal link is gone logged in or not.

[Trini88]

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@Zoostation1 wrote:

Just got back home again and tried again and the prequal link is gone logged in or not.

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Yep it's gone, wow

[wingennis]

They were kind enough to tell me I am at max exposure.  And sent a nice email which I couldn't open due to the weird file extension.  Apparently they are not moving very far into the modern era after all.

[crrredit]

Dang, I just joined them a few months ago. I've been hesitant about applying for one of their cards, as I'm still fixing some stuff on my reports. But they did give me a personal loan. They offer preapprovals for loans. Hope the card preapprovals come back when I'm ready to check.

[crystal626]

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@Trini88 wrote:

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@Zoostation1 wrote:

Just got back home again and tried again and the prequal link is gone logged in or not.

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Yep it's gone, wow

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Probably just testing it. It will be back I'm sure. 

[SmileNWave]

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@crystal626 wrote:

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@Trini88 wrote:

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@Zoostation1 wrote:

Just got back home again and tried again and the prequal link is gone logged in or not.

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Yep it's gone, wow

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Probably just testing it. It will be back I'm sure. 

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I hope so. I'd hate to waste another HP just to get denied.

[Mones]

**bleep**, that was too quick, I saw this original post and by the time I checked the website it was already decommissioned. Hopefully it comes back like another poster said. I think prequalifications are a thin files best friend and getting into PenFed with their easier to increase limits would probably help my credit growth go by quicker.

[coldfusion]

The related code was probably deliberately deployed for several hours as part of a planned operational test and then backed out once the tests had been completed, or they deployed and quickly discovered a flaw significant enough to warrant a backing out.  I'm sure that once their evaluation has been completed and the lessons learned are adequately addressed the feature will be brought back.

I just hope that right out of the gate its usefulness is a lot more like the AMEX preapproval tool than that of the NFCU prequalifier.