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PenFed now has pre qualify links for their credit cards

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MySunrise271
Established Contributor

Re: PenFed now has pre qualify links for their credit cards

Well as stated it was live when OP posted and I checked it out for the PCR. Said I was pre qualified estimated 15k and had a finalize application button. I'm not looking for any new credit so I just closed out. I went in today under 'application' tab and there was my application showing a green check 'quailfied' and the continue button. 🙂 So I expect the usual reminder emails and a courtesy call to nudge me to complete the app. But as I said, I'm in the garden and not looking for a new credit card. It's always fun to look.🎉🎉🎉

Message 31 of 38
drboxing
Established Contributor

Re: PenFed now has pre qualify links for their credit cards

I’m unable to find any pre qualify links on the PenFed site




Message 32 of 38
Ilinferno
Established Contributor

Re: PenFed now has pre qualify links for their credit cards

@drboxing  It was live twice for a very short time and rife with problems. Not currently available.

Message 33 of 38
TRC_WA
Senior Contributor

Re: PenFed now has pre qualify links for their credit cards


@Ilinferno wrote:

@drboxing  It was live twice for a very short time and rife with problems. Not currently available.


Also unreliable as I mentioned in the other thread.

 

I was given 2x prequals for $3500 each for the Plat and Cash Rewards and was told by the rep who called me after a week of their horrible website giving errors "I'm not sure why you were given that prequal because we don't prequal credit cards" as if the prequal link never existed... and then denied me for both apps with a 693 EQ9.

 

LOL

 

Just an overall garbage experience dealing with them and their garbage website.  If I didn't already have the Gold card I'd be closing my accounts.  I've been with NFCU for about 2 weeks and just their website experience alone is worth giving the middle finger to PenFed.

 

Smiley LOL

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 34 of 38
Ramsport
Regular Contributor

Re: PenFed now has pre qualify links for their credit cards

You still have to be a member. If you hit not a member button it'll tell you that will submit your application and you'll become a member in the process.

 

Message 35 of 38
Ramsport
Regular Contributor

Re: PenFed now has pre qualify links for their credit cards

Yeah it's not working for me either. Member or no member.

Message 36 of 38
Luxeedee
New Contributor

Re: PenFed now has pre qualify links for their credit cards

I just tried it and they offered 17.99%.   Erm, is this good? This seems kinda high to me? Smiley Mad 

ETA: I got a pre qulified offer in the mail.  I Googled PenFed prequalify and entered my Access code.


@user979797 wrote:

PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone Smiley Happy


 

Message 37 of 38
OmarGB9
Community Leader
Super Contributor

Re: PenFed now has pre qualify links for their credit cards


@Luxeedee wrote:

I just tried it and they offered 17.99%.   Erm, is this good? This seems kinda high to me? Smiley Mad 

ETA: I got a pre qulified offer in the mail.  I Googled PenFed prequalify and entered my Access code.


@user979797 wrote:

PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone Smiley Happy


 


What card did you try for/get offered? If it was for anything other than the Gold card, the lowest APR on all the rest is only 16.49%, so the 17.99%, though it's the max, isn't that much of a difference. 


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 38 of 38
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