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The only dumb question is the question not asked
Anyone know?
if it is a complete hard and fast concrete rule to have 50K max across 2 or more Penfed CC's?
Has anyone broken the 50K rule?
(can't wait to hear @AverageJoesCredit 's answer)
Thank You!
Be the datapoint you want to be and take a crack at it 🙂
@coldfusion wrote:Be the datapoint you want to be and take a crack at it 🙂
@coldfusion, Thanks for your response, I might have that DP for you!
First let me toss the Gold Spade.
@M_Smart007 wrote:
@AllZero wrote:
IIRC, current policy is $50k max exposure.@AllZero, What if I break all the rules and be an "outlier"? ..
I think you have a good shot at being the outlier. 😉
My understanding was this was driven by their UW internal policies, but I never tried beyond the $50K, save for PLOC which is what I figured separate.
So, were you able to get anything higher? What about the restriction for single accounts that couldn't get above a certain threshold?
@AllZero wrote:
@M_Smart007 wrote:
@AllZero wrote:
IIRC, current policy is $50k max exposure.@AllZero, What if I break all the rules and be an "outlier"? ..
I think you have a good shot at being the outlier. 😉
He won't know if he doesn't try. Even Chase makes legit exceptions of their own doing to the 5/24 rule that aren't just loopholes that applicants exploit.
@AllZero wrote:
@M_Smart007 wrote:
@AllZero wrote:
IIRC, current policy is $50k max exposure.@AllZero, What if I break all the rules and be an "outlier"? ..
I think you have a good shot at being the outlier. 😉
I think so too
My PCR was at and still is at $49,500.00
I had an offer when I logged in, rolled the dice.
No HP .. as my # CB's are locked.
But since it is a new tradeline, gotta toss the Gold Spade .. (not so easy to get one, goes away pretty fast)
The only thing I can think of, I made a very large Inheritance deposit.