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Penfed CLI

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Anonymous
Not applicable

Penfed CLI

I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card? 

Message 1 of 9
8 REPLIES 8
M_Smart007
Legendary Contributor

Re: Penfed CLI


@Anonymous wrote:

I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card? 


Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)

I think Gold is either $10K or 15K max.  ( I don't hold that card, and I can't totally remember) .

$50K Max combined limits across 2 or 3 cards.

Message 2 of 9
Anonymous
Not applicable

Re: Penfed CLI


@M_Smart007 wrote:

@Anonymous wrote:

I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card? 


Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)

I think Gold is either $10K or 15K max.  ( I don't hold that card, and I can't totally remember) .

$50K Max combined limits across 2 or 3 cards.


I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K. I don't want them to pull my credit and say no due to max limit already on PCR card.

Message 3 of 9
M_Smart007
Legendary Contributor

Re: Penfed CLI


@Anonymous wrote:

@M_Smart007 wrote:

@Anonymous wrote:

I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card? 


Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)

I think Gold is either $10K or 15K max.  ( I don't hold that card, and I can't totally remember) .

$50K Max combined limits across 2 or 3 cards.


I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K. I don't want them to pull my credit and say no due to max limit already on PCR card.


I believe you are at $25K max on PCR, I'd go for the Pathfinder. Otherwise ..HP could be wasted.

Message 4 of 9
Anonymous
Not applicable

Re: Penfed CLI


@M_Smart007 wrote:

@Anonymous wrote:

@M_Smart007 wrote:

@Anonymous wrote:

I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card? 


Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)

I think Gold is either $10K or 15K max.  ( I don't hold that card, and I can't totally remember) .

$50K Max combined limits across 2 or 3 cards.


I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K. I don't want them to pull my credit and say no due to max limit already on PCR card.


I believe you are at $25K max on PCR, I'd go for the Pathfinder. Otherwise ..HP could be wasted.


Thanks for the info. 

Message 5 of 9
M_Smart007
Legendary Contributor

Re: Penfed CLI

NP

Message 6 of 9
SouthJamaica
Mega Contributor

Re: Penfed CLI


@Anonymous wrote:

I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card? 


I'm told 25k is the max for any one card.

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 7 of 9
cashorcharge
Community Leader
Super Contributor

Re: Penfed CLI


@M_Smart007 wrote:

@Anonymous wrote:

I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card? 


Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)

I think Gold is either $10K or 15K max.  ( I don't hold that card, and I can't totally remember) .

$50K Max combined limits across 2 or 3 cards.


This is exactly right!  I've been given this info before..

Message 8 of 9
Anonymous
Not applicable

Re: Penfed CLI

Thanks everyone!

Message 9 of 9
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