Penfed application

tbea1004 · ‎06-22-2018

I recently joined Penfed and applied for a credit card and I was denied. I tried to recon and still denied. In the next month my util should be down and my score should be back up. I read they use the original credit pull for 90 days. How long do I need to wait before I can reapply?

Jnbmom · ‎06-22-2018

Why were you denied? What were the reasons listed? You might want to list your accounts, any negatives and what your FICO scores are, basically your credit profile.

We really can't comment unless we have more info.

EXP 780 EQ 791TU 795

Bizambish · ‎06-23-2018

Following. Recently joined PenFed as well

Start: Low 500’s
Most Recent: 738-745
Over 180K CL Club
Focusing on Delta, Hilton, Amex MR, Alaska miles, Citi TYP, and Chase UR

Anonymous · ‎06-23-2018

@tbea1004 wrote:
I recently joined Penfed and applied for a credit card and I was denied. I tried to recon and still denied. In the next month my util should be down and my score should be back up. I read they use the original credit pull for 90 days. How long do I need to wait before I can reapply?

You can ask that they do a new HP anytime, but could you provide some DP's and we would be happy to help however we can. Knowing why you got denied will help alot and any other info you care to share will as well.