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Penfed's status booking

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Johnmccoy2710
Valued Member

Penfed's status booking

Penfed sent me an offer. I accepted it and now it says "booking" and has since 10-2. what does that mean?

Message 1 of 6
5 REPLIES 5
M_Smart007
Legendary Contributor

Re: Penfed's status booking


@Johnmccoy2710 wrote:

Penfed sent me an offer. I accepted it and now it says "booking" and has since 10-2. what does that mean?


I would call them  ..JMO

Message 2 of 6
cashorcharge
Community Leader
Super Contributor

Re: Penfed's status booking

There was an entire thread about this as it took @Aim_High 's account over some preset max limit and it had that status for a long time.

Agreed...pick up the phone and speak to someone.  With today being Columbus Day, I don't know if their open or if Underwriting is working today...but it's likely your best bet.

Message 3 of 6
Conceptual23
Frequent Contributor

Re: Penfed's status booking

Im curious about this... Might be worth reaching out!  

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+





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Message 4 of 6
rostrow416
Established Contributor

Re: Penfed's status booking


@cashorcharge wrote:

There was an entire thread about this as it took @Aim_High 's account over some preset max limit and it had that status for a long time.

Agreed...pick up the phone and speak to someone.  With today being Columbus Day, I don't know if their open or if Underwriting is working today...but it's likely your best bet.


Call today, I got an approval last night and a phone call today because I left a comment on my customer satisfaction survey about an app issue.  So they are available.  Best of luck!

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $15,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $7,000 | Kohl's Store Card $3,000


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 5 of 6
Aim_High
Super Contributor

Re: Penfed's status booking


@cashorcharge wrote:

There was an entire thread about this as it took @Aim_High 's account over some preset max limit and it had that status for a long time.

Agreed...pick up the phone and speak to someone.  With today being Columbus Day, I don't know if their open or if Underwriting is working today...but it's likely your best bet.


Yes, both myself and @PullingMeSoftly went through the exact same thing.  From my understanding, it means it's been completed as far as that part of PenFed is concerned.  However, in both of our cases, we were showing "booked" when the credit limit offered wasn't showing in our credit card account. 

 

See link:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-PCR-CLI-24-200-Confirmed/m-p/6153832#M...


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Length of Credit > 42 years; Total Credit Limits > $947.1K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 97.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 6 of 6
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