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Penfed

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Valued Member

Penfed

Hello,

 

I recently applied for Penfed membership and totally forgot my EQ was frozen. I expected an email or phone call to unfreeze EQ but never got one, instead i was granted membership. Any idea whats going on? Tried to app for a CC and was told EQ was frozen. I asked if they pull credit for membership and they said yes. How did they not pull mines?

Starting Score: 634 649 654
Current score: 664 653 654
Goal score: 700+
I can do all things through Christ who strengthens me. Phil 4:13
Message 1 of 9
8 REPLIES 8
Valued Contributor

Re: Penfed

Welcome to MyFico.. Smiley Happy

 

I don't know off hand what they pull, even though I have PenFed products. Perhaps they pulled a different CB?

ETA: A search on the board shows they pull TU & Ex so you probably got a TU HP for membership.. 

If you unlock EQ and call back they will probably proceed with your App. 

 

CHEERS

 

**Love your siggy btw**Heart




Message 2 of 9
Valued Member

Re: Penfed

Thanks Pikaboo-icu. All my CBs are frozen. The Rep said they pull EQ but mines wasnt pulled, in fact non of my reports were. I am now in the process of unfreezing EQ so they can process my CC app. Weird!

Starting Score: 634 649 654
Current score: 664 653 654
Goal score: 700+
I can do all things through Christ who strengthens me. Phil 4:13
Message 3 of 9
Valued Contributor

Re: Penfed


@Queen87 wrote:

Thanks Pikaboo-icu. All my CBs are frozen. The Rep said they pull EQ but mines wasnt pulled, in fact non of my reports were. I am now in the process of unfreezing EQ so they can process my CC app. Weird!


You're welcome.. Smiley Happy

 

I wish you much success with PenFed. I love them.. They really are a fantastic CU..

 

Cheers




Message 4 of 9
Valued Contributor

Re: Penfed

As far as I know, Penfed mostly pulls EQ for both new apps and quarterly reviews...mostly.
Message 5 of 9
Community Leader
Super Contributor

Re: Penfed

I have noticed Penfed creeping my TU report. So maybe they pulled your TU OP.
Message 6 of 9
Community Leader
Mega Contributor

Re: Penfed

To my knowledge, Penfed will only pull Equihack for credit related products. They love their EquifaxSmiley Sad
#ChaseCreditCardHobby Enthusiast
2022
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Message 7 of 9
Super Contributor

Re: Penfed

Good luck to you!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 9
Valued Member

Re: Penfed

@Pikaboo-ICU- Sorry for pulling up an old thread, but why do you like PenFed so much?
Message 9 of 9
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