Pentagon Federal Credit Union Data Share

[baller4life]

---

@dapps06 wrote:

---

@dapps06 wrote:

So I figured what the hell and applied for the Platinum Rewards and received a message that my application needs to be reviewed by a loan officer. Oh well, at least it wasn't an extra HP.

---

I was denied due to "excessive obligations in relation to income".

It must be my student loans, although those are in deferment and most likely will be for another 2 years or so. I have no other payments. At this point I doubt I'll get approved for the Cash Rewards card or a PLOC so I'm really hoping my recon attempt results in a higher limit for the Promise.

---

Ok just concentrate on upping your Promise limit. If denied now, you still have 90 days to show usage and payments. Then you can request a cli again.

[Anonymous]

@LDS90

So after you got your starting CL of $1,500 you called them up and asked for a reconsideration of the limit and they just gave you a $39,500 CL with a 686 EQ score and a BK?
OOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

[GetMeSlick]

Wow.. This is super cool recon, i have ever heard!!!

[mowglidude]

So baller4life, are you saying the PenFed Platinum Sig Visa would be a good addition to my recent $15k CSP & Marriott each, plus my Barclays Arrival, in the last 3 months? My scores are above 700.

[creditreformer]

this post and seeing people w/BKs get approved inspired me.

Product(s) approved and Limit(If approved for multiple products please include date if not immediate):  Platinum Rewards Signature 32K
EQ 08 Fico: 709
Penfed Nextgen: N/D

Instant or Review?: Instant

POI?(If yes, what type of proof of income) N/A

AAOA: 4 years-22 years (varies by credit bureau)
Derogs?: (If you have a BK please list type and discharge date!) EQ:  Unpaid tax lien (few $1000; 2010- WILL be paid ASAP)

Util: 8%

Total EQ Inquiries:

                Last 12 months: 2

                Last 6 months: 1
New Accounts in last 12 months: 2 (yesterday; probably not showing)
                                 Last 6 months: 2 (yesterday; probably not showing)

[baller4life]

---

@mowglidude wrote:
So baller4life, are you saying the PenFed Platinum Sig Visa would be a good addition to my recent $15k CSP & Marriott each, plus my Barclays Arrival, in the last 3 months? My scores are above 700.

---

They have different cards. Check their site to see which one works best for you. But, I definitely believe you could get a nice approval on whatever you choose.

[baller4life]

---

@creditreformer wrote:

this post and seeing people w/BKs get approved inspired me.

Product(s) approved and Limit(If approved for multiple products please include date if not immediate):  Platinum Rewards Signature 32K
EQ 08 Fico: 709
Penfed Nextgen: N/D

Instant or Review?: Instant

POI?(If yes, what type of proof of income) N/A

AAOA: 4 years-22 years (varies by credit bureau)
Derogs?: (If you have a BK please list type and discharge date!) EQ:  Unpaid tax lien (few $1000; 2010- WILL be paid ASAP)

Util: 8%

Total EQ Inquiries:

                Last 12 months: 2

                Last 6 months: 1
New Accounts in last 12 months: 2 (yesterday; probably not showing)
                                 Last 6 months: 2 (yesterday; probably not showing)

---

Awesome!! Congratulations!

[mowglidude]

What are the advantages of PenFed? I don't have to bank there, if I don't want? They pull EQ only in Ca? Less inquires for me..What about my recent approvals?

[baller4life]

---

@mowglidude wrote:
What are the advantages of PenFed? I don't have to bank there, if I don't want? They pull EQ only in Ca? Less inquires for me..What about my recent approvals?

---

This thread of full of recent approvals. Lots of advantages. Generous creditor,open membership,good rates and you don't need to bank there. All you need is a $5 share account. They exclusively pull EQ

[mowglidude]

Hmmm maybe I will. It's not too soon? The pyramiding thing?