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Pentagon Federal Credit Union Data Share

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Anonymous
Not applicable

Re: Penfed Approval Guide Please Post Your Data For Others

Approved for Promise with $1500 CL!  App for Cash Visa referred to LO.  Best way to recon Promise CL and Cash Visa app?

Message 191 of 5,922
baller4life
Super Contributor

Re: Penfed Approval Guide Please Post Your Data For Others


@Anonymous wrote:

Approved for Promise with $1500 CL!  App for Cash Visa referred to LO.  Best way to recon Promise CL and Cash Visa app?


Congratulations!!! Best way to recon is send an email. Address in link below. Just explain your bk and the steps you made since. You'll do just fine. 

 

https://www.penfed.org/loan-application-reconsideration/

Message 192 of 5,922
mowglidude
Frequent Contributor

Re: Penfed Approval Guide Please Post Your Data For Others

My EQ has an old CO on it, otherwise pretty clean. 709 FICO 8 score, no inquires on EQ in a year, 3 new acts in last year, in last 3 mos and good income. Should I apply for PLOC and CC at same time, or wait like 30 days in between?
Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 788 TU 791 EQ 785 05/09/23
Goal: Was 740 across all bureaus. DONE!
Message 193 of 5,922
baller4life
Super Contributor

Re: Penfed Approval Guide Please Post Your Data For Others


@mowglidude wrote:
My EQ has an old CO on it, otherwise pretty clean. 709 FICO 8 score, no inquires on EQ in a year, 3 new acts in last year, in last 3 mos and good income. Should I apply for PLOC and CC at same time, or wait like 30 days in between?

Same time is fine. CC first.

Message 194 of 5,922
mowglidude
Frequent Contributor

Re: Penfed Approval Guide Please Post Your Data For Others


@baller4life wrote:

@mowglidude wrote:
My EQ has an old CO on it, otherwise pretty clean. 709 FICO 8 score, no inquires on EQ in a year, 3 new acts in last year, in last 3 mos and good income. Should I apply for PLOC and CC at same time, or wait like 30 days in between?

Same time is fine. CC first.


How long should I wait after membership acceptance, to apply fro a CC?

Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 788 TU 791 EQ 785 05/09/23
Goal: Was 740 across all bureaus. DONE!
Message 195 of 5,922
baller4life
Super Contributor

Re: Penfed Approval Guide Please Post Your Data For Others

Immediately mowglidude. As soon as your membership is approved.
Message 196 of 5,922
Moto812
New Contributor

Re: Penfed Approval Guide Please Post Your Data For Others

I app over the weekend score 665 7 inquiries and bk discharge 2009 was declined didn't call logged back in and my app went pending and today I logged back in and it was approved for the visa cash 5k 17.99.

Ex 675 Eq 675 Tu 690
Goals 750 across the board
Message 197 of 5,922
mowglidude
Frequent Contributor

Re: Penfed Approval Guide Please Post Your Data For Others


@baller4life wrote:
Immediately mowglidude. As soon as your membership is approved.

Referred to a LO? Under review...

Starting Score: 589/599/598 5/8/14
FICO® Score 8: EX 788 TU 791 EQ 785 05/09/23
Goal: Was 740 across all bureaus. DONE!
Message 198 of 5,922
baller4life
Super Contributor

Re: Penfed Approval Guide Please Post Your Data For Others


@Moto812 wrote:

I app over the weekend score 665 7 inquiries and bk discharge 2009 was declined didn't call logged back in and my app went pending and today I logged back in and it was approved for the visa cash 5k 17.99.


Very nice!! Congratulations Smiley Happy

Message 199 of 5,922
baller4life
Super Contributor

Re: Penfed Approval Guide Please Post Your Data For Others


@mowglidude wrote:

@baller4life wrote:
Immediately mowglidude. As soon as your membership is approved.

Referred to a LO? Under review...


That's common. You will get your answer by the end of the day. Good luck! Smiley Happy

Message 200 of 5,922
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