Pentagon Federal Credit Union Data Share

[Anonymous]

Het Baller....I use to live in the BAY....HAWARD AND FREMONT....WORKED FOR LAM RESEARCH...! GOOD TIMES...!

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@baller4life wrote:

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@padme wrote:

EQ 08 Fico: 668
Penfed Nextgen:

Instant or Review?: review

POI? NO

AAOA: 3 years
Derogs?: BK7 discharged 09/13

Util:12%

Total EQ Inquiries:

                Last 12 months: AT LEAST15

                Last 6 months:AT LEAST10
New Accounts in last 12 months: 6
                                 Last 6 months: 5

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Congratulations Question. Where did you get those questions from? The very first one Product Approved and Limit is missing and I need to figure out why since it's happening alot lately. 

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[baller4life]

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@Anonymous wrote:

Het Baller....I use to live in the BAY....HAWARD AND FREMONT....WORKED FOR LAM RESEARCH...! GOOD TIMES...!

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@baller4life wrote:

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@padme wrote:

EQ 08 Fico: 668
Penfed Nextgen:

Instant or Review?: review

POI? NO

AAOA: 3 years
Derogs?: BK7 discharged 09/13

Util:12%

Total EQ Inquiries:

                Last 12 months: AT LEAST15

                Last 6 months:AT LEAST10
New Accounts in last 12 months: 6
                                 Last 6 months: 5

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Congratulations Question. Where did you get those questions from? The very first one Product Approved and Limit is missing and I need to figure out why since it's happening alot lately. 

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Haha #dubnation! Beautiful place!

[Dw4250]

Closed on the house last week so decided to apply for PenFed and Alliant.  Here's my data:

Product(s): Platinum Rewards for $5,000CL
EQ 08 Fico: 720
Penfed Nextgen: 750

Instant or Review?: Review...approved 6 hours later via email.

POI?(If yes, what type of proof of income): Nope

AAOA: 3.5
Derogs?: Nope

Util: 17%

Total EQ Inquiries: 13

                Last 12 months: 5

                Last 6 months: 4 (all mortgage pulls)
New Accounts in last 12 months: 2
                                 Last 6 months: None

Wondering if I should recon for a higher limit?  Don't really need it, but $5K is my second lowest limit.  Was hoping for at least $10K.  

Alliant gave me $15K starting limit which is right in line with most of my cards.

[baller4life]

Congratulations and yes recon limit. Ask for $20k.

[jeffm4688]

Almost considering a recon of my initial starting limit of 11.5K although with it already being my highest instant pre approval I don't know if I should.

Penfed is in the running for being my main card to be honest now that I have a card that is more than just 5% cash back on gas. 

[CreditMagic7]

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@Dw4250 wrote:

Closed on the house last week so decided to apply for PenFed and Alliant.  Here's my data:

Product(s): Platinum Rewards for $5,000CL
EQ 08 Fico: 720
Penfed Nextgen: 750

Instant or Review?: Review...approved 6 hours later via email.

POI?(If yes, what type of proof of income): Nope

AAOA: 3.5
Derogs?: Nope

Util: 17%

Total EQ Inquiries: 13

                Last 12 months: 5

                Last 6 months: 4 (all mortgage pulls)
New Accounts in last 12 months: 2
                                 Last 6 months: None

Wondering if I should recon for a higher limit?  Don't really need it, but $5K is my second lowest limit.  Was hoping for at least $10K.  

Alliant gave me $15K starting limit which is right in line with most of my cards.

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Wow! Double credit union card approvals!! Thanks for sharing.

I'm actually sitting on an Alliant Preapproval that's good until the 30th.

[padme]

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@baller4life wrote:

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@padme wrote:

EQ 08 Fico: 668
Penfed Nextgen:

Instant or Review?: review

POI? NO

AAOA: 3 years
Derogs?: BK7 discharged 09/13

Util:12%

Total EQ Inquiries:

                Last 12 months: AT LEAST15

                Last 6 months:AT LEAST10
New Accounts in last 12 months: 6
                                 Last 6 months: 5

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Congratulations Question. Where did you get those questions from? The very first one Product Approved and Limit is missing and I need to figure out why since it's happening alot lately. 

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Sorry, it was for the Promise card, limit was 2500.

[Anonymous]

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@Anonymous wrote:

@Anonymoususmc20011

It's all about the awards and trophies.

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Thank you kind one, and I would like to thank all of my supporters on Myfico.com as well as Penfed.com and all I want is World Peace lol

[Anonymous]

Just got off the phone with Pen Fed. Decided to transfer full CL of $20K to Platinum Rewards Signature and not bother with the Promise card. I already have a Sapphire Preferred but I just paid for a ton of airline tickets for summer travel on it and will transfer the balance to the Pen Fed for 0% promotion and will pay it off in July. 

[baller4life]

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@Anonymous wrote:

Just got off the phone with Pen Fed. Decided to transfer full CL of $20K to Platinum Rewards Signature and not bother with the Promise card. I already have a Sapphire Preferred but I just paid for a ton of airline tickets for summer travel on it and will transfer the balance to the Pen Fed for 0% promotion and will pay it off in July. 

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You can always grab Promise later if you like. You may even get a preapproval for one.