Pentagon Federal Credit Union Data Share

[baller4life]

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@Anonymous wrote:
Lol!!!! Well I am definitely calling back this afternoon!

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Well good luck! Keep us posted.

[Anonymous]

Product approved and Limit: Promise Visa $6.5k   Travel Rewards Amex $5.5k
EQ 08 Fico: 735
Penfed Nextgen: 

Instant or Review: Instant for Visa, Review for Amex

POI: None

AAOA: 3: years

Util: 6%

Total EQ Inquiries: 13

           Last 12 months: 9

           Last 6 months: 8

New Accounts in last 12 months: 8
                                 Last 6 months:8

Just called to see if I could get a CLI on the Promise to do a BT from a personal loan and was quite quickly told by the CSR that I can try again in six months.  Is that normal with PenFed?  She barely gave me the time of day.  Should I call back and speak to another CSR?  Ask for a superviser?  I'm brand new to PenFed, so not exactly sure what the best approach with them is.  Thanks for any input!

[baller4life]

Congratulations jim! Definitely call back and ask for a supervisor. Be persistent. If that doesn't work, look out for a survey within the next couple of days. Put your need for a cli on the survey and a mgr will call you.

[Anonymous]

Thanks for the encouragement.  I will definitely try back and post my results!

[morgacj2004]

Baller 4 Life Saadi has anyone else been noticing a tightening up of recons? They were alot more successful a few weeks ago. Maybe they noticed the sudden surge of recons and dec

That is exactly what I was just thinking. Just like the Discover Gravy Train all good things come to an end.  Just happy I got in before they tightened up the app process. 

[baller4life]

I agree morgacj! Their underwriting seems to be everchanging. I remember when you couldn't even get approved for a cc with any baddies or a Fico under 700.

[Anonymous]

Got a call from my special lady friend at PF, they are no longer accepting requests to speak to specific individuals and they are no longer allowed to call out. Winds of Change

[baller4life]

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@Anonymous wrote:

Got a call from my special lady friend at PF, they are no longer accepting requests to speak to specific individuals and they are no longer allowed to call out. Winds of Change

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I had that feeling that things were brewing over at Penfed. You guys are ALWAYS breaking stuff!!!

[Anonymous]

[morgacj2004]

The good thing about this forum is helping many people get credit thru loopholes etc that they might not otherwise hear about. The bad part of this is that when a lot of people use the info it eventually gets tightened up or taken away by the creditor. You really need to jump on things quickly when you hear about it on this forum! i.e.: NFCU loophole that may also go away soon.