@baller4life wrote:
Call tomorrow and demand a supervisor. They are also loan officers. Let them know given your profile you except a larger limit. What is the highest limit you have reporting?
Highest is 50K (2). The 20K they approved me for is my 2nd to the lowest which is 15K. I'm not complaining...20K is 20K! 
@android01 wrote:
@baller4life wrote:
Call tomorrow and demand a supervisor. They are also loan officers. Let them know given your profile you except a larger limit. What is the highest limit you have reporting?Highest is 50K (2). The 20K they approved me for is my 2nd to the lowest which is 15K. I'm not complaining...20K is 20K!
OK definitely ask for $50k. Tell them you want to make it your main card. However, you need for it to match your two highest cards since you do not like to utilize too much of your limit.
@baller4life wrote:
@android01 wrote:
@baller4life wrote:
Call tomorrow and demand a supervisor. They are also loan officers. Let them know given your profile you except a larger limit. What is the highest limit you have reporting?Highest is 50K (2). The 20K they approved me for is my 2nd to the lowest which is 15K. I'm not complaining...20K is 20K!
OK definitely ask for $50k. Tell them you want to make it your main card. However, you need for it to match your two highest cards since you do not like to utilize too much of your limit.
Sounds good. I'll give it a shot and see what happens!
@android01 wrote:
@Justagirl73 wrote:Is there anything in the action box?
@android01 wrote:
@android01 wrote:Application still in review. I got an alert for an inquiry on EQ, so they've made it that far. I bet I'll have to wait until Monday.
As one poster mentioned, maybe my CR is to good to be true for instant approvals anymore. My 2015 card was a Venture, which wasn't an instant approval, and my 2014 card was Diners Club which wasn't instant either. Oh well, we'll see what happens!
Well, there's now a green check in the "review" box on the applications page and it's moved to "almost done".
So, it's moving....slowly
Yes. I hit continue and found out I was approved. The CL is a little light though....
I covet your APR. You'll get a higher limit. My starting limit (after calling back and speaking with a rep) is $15K. I wanted to do balance transfers. She took my info, put me on hold and came back within a couple of minutes with $15K instead of the original $5K. I think it shouldn't take much conversation at all for them to move up your limit.
Oh.... congrats
@Android1
When I see your EQ stats and perfect 850 score that only got you a measly $20K limit with PenFed I feel like this.
@android01 wrote:Product approved and Limit: Platinum Rewards 20k
EQ Fico Score: 850
Penfed Nextgen Score: Unknown
AAOA: 13.6 years
Derogs?: 0
Util: 1%
Total EQ Inquiries:0
Last 12 months: 0
Last 6 months: 0
New Accounts in last 12 months: 0
Last 6 months: 0
Beautiful! , but definitely recon the SL for 50K.
As other posters have stated mention your other limits etc.
You can add some cherries if you are thinking of doing Auto or Home Financing etc.
Ohhhhh and please keep us posted ! I am living vicariously through you now..
Because I have as much luck of having a 850 Trifecta as in spotting a Rainbow Unicorn !
