Pentagon Federal Credit Union Data Share

[FinStar]

Even though there's a variety of DPs on this, keep in mind that it can still be a HP. Great if the results are SP but it's pretty much a YEMV based on what others have reported.

[Anonymous]

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@FinStar wrote:
Even though there's a variety of DPs on this, keep in mind that it can still be a HP. Great if the results are SP but it's pretty much a YEMV based on what others have reported.

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Got it. If I do pull the trigger on a NFCU card this weekend once I join them (as I've been banging on about the last day or so ad nauseam ), I'm out of the garden anyway so it won't matter.

[rbentley]

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@Anonymous wrote:

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@FinStar wrote:
Even though there's a variety of DPs on this, keep in mind that it can still be a HP. Great if the results are SP but it's pretty much a YEMV based on what others have reported.

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Got it. If I do pull the trigger on a NFCU card this weekend (as I've been banging on about the last day or so ad nauseam ), I'm out of the garden anyway so it won't matter.

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You may want to hold off until September on the NFCU card as your chances will be better (and the possibility of a SP) once the September AR's are done.

[stinastina]

An AR is only relevant if you already have a NFCU card.

[Anonymous]

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@stinastina wrote:
An AR is only relevant if you already have a NFCU card.

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Right, I don't even have a NFCU account yet; what I'm planning to do is join NFCU and then get a card. Back to Penfed, I'm still waiting to see if anything comes up in the next quarterly offers; for me, the quarterly AR's are apparently done in August, November, February and May - the one time I got quarterly offers anytime since my rebuild started in earnest, it was at the beginning of July 2017 so the May SP was being used. I haven't gotten a single actual offer (as opposed to the eternal TurboTax "offer") since then; the next SP/AR should actually be at the end of this week/month, which is one reason why I was asking how much longer I might be able to use the outstanding HP (dated 7/3). So it's really kind of a coin toss between whether I try the HP again to see if it's still good for a new CLI request, or whether I wait until the next quarterly offers are posted to see if I get anything.

[rbentley]

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@stinastina wrote:
An AR is only relevant if you already have a NFCU card.

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Very true!  I wasn't thinking this thru.  Thank you for the correction.

[masscredit]

I'm coming up on 15 months with my Power Rewards card. They started me at $3500. then bumped it to $10K after I contacted them. I was hoping that card with get a little love since then. Nothing at all. Oh well, I'm still happy with the limit. 

[Anonymous]

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@masscredit wrote:

I'm coming up on 15 months with my Power Rewards card. They started me at $3500. then bumped it to $10K after I contacted them. I was hoping that card with get a little love since then. Nothing at all. Oh well, I'm still happy with the limit. 

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Started at $2K at the beginning of July 2017, CLI'ed to $7K in October, but they haven't budged since after 2 (HP) CLI attempts. I'm leaning toward giving it another shot by Friday while my current HP is still active (hopefully they do use it).

UPDATE: Tried a CLI yesterday afternoon. They turned me down (not too surprisingly) but it does appear to have been a SP using the HP they did in July, so there's that.

[stinastina]

I've had my Promise for a year and was just declined for a cli. My EQ score is 654. Should I recon or should I tell Penfed to kick rocks ? My Discover and Navy limits have been growing nicely.

[Hex]

They gave me a $2 K Card a year ago and won’t give me a CLI either but did give me a second $2 K Card and a 1.99% car loan. I was also a BK dc 7/16. I’d stay with them you might want a car loan sometime.