Pentagon Federal Credit Union Data Share

[masscredit]

Please correct me if I'm wrong, I believe some members have posted that they were able to combine limits. Maybe getting another card then combining the two would be the way to go if the limit for one isn't increasing. 

[Anonymous]

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@masscredit wrote:

Please correct me if I'm wrong, I believe some members have posted that they were able to combine limits. Maybe getting another card then combining the two would be the way to go if the limit for one isn't increasing. 

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I'm not holding my breath on that, but it'd be nice if it's so. PenFed hasn't budged on CLI's in 9 months and counting now, so if one can get, say. a second PCR and then combine it with their first PCR, that'd be good - always providing I can get the second PCR in the first place.

[Queen_Etherea]

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I'm actually at the 1-year anniversary, which is why I want to try to recon - I had hoped (yes, foolishly perhaps) that they'd be more generous on the anniversary.

@ten750goal: No, Paypal Mastercard (which is Synchrony) pulls TU, it's Penfed that pulls EQ.

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Does PayPal pull exclusively from TU? My score with TU is my best one at 670 and they've deleted all late payments and only have one thing in collections (drop off next year). Should I apply? Do I have a good chance of being approved?

[Anonymous]

Yes you should be good for pay pal credit!

[K-in-Boston]

Discussion of alleged conversation about myFICO Forums currently under moderator review.  Please keep posts in this thread related to sharing data points.  - KiB

[Anonymous]

Just a "heads up" that PenFed is currently updating EQ FICO 9 scores.

[rbentley]

I just checked mine and it shows my old score and "Your FICO® Score 9, based on Equifax data was pulled on 00/00/00". I assume that does mean they are in the process of updating.

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@Anonymous wrote:

Just a "heads up" that PenFed is currently updating EQ FICO 9 scores.

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[masscredit]

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@rbentley wrote:

I just checked mine and it shows my old score and "Your FICO® Score 9, based on Equifax data was pulled on 00/00/00". I assume that does mean they are in the process of updating.

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@Anonymous wrote:

Just a "heads up" that PenFed is currently updating EQ FICO 9 scores.

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I also see 00/00/00.  It currently says 783.  Don't remember if that's my previous score or the new one. This is the only lender that I use that uses the 09 version. I keep track of all of my 08s. 

[Anonymous]

I logged in myself earlier this morning when I saw that new scores were available, and also saw the 00/00/00 date. Slight drop from July but not excessive. I'll also be getting FICO 9 EQ through NFCU going forward but I won't get the first update from them until likely early December.

[shoegal]

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@rbentley wrote:

I just checked mine and it shows my old score and "Your FICO® Score 9, based on Equifax data was pulled on 00/00/00". I assume that does mean they are in the process of updating.

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@Anonymous wrote:

Just a "heads up" that PenFed is currently updating EQ FICO 9 scores.

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I just checked mine and it went up about 30 points but it does says “Equifax data was pulled on 00/00/00” so I double checked on myfico and it’s 30 points higher this month.

They might be in the process of updating yours.