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Petal Credit Approval Question

BryceRat1
New Member

Petal Credit Approval Question

Has anyone here applied and been approved for or denied the Petal Credit Card? I was preapproved a few days ago and then applied and received a message saying it would take two weeks to review my information. Is this normal or am I more than likely denied? I have credit scores all right above 700 and a relatively thin history (fine for Petal, it's a credit building card). Wanted to hear if anyone has been approved and how the process works?

5 REPLIES 5
angelwingz
Valued Contributor

Re: Petal Credit Approval Question

Just because you received a message doesn't necessarily mean you were denied. They may just need to verify some info since you have a thin file. Good luck with your application status!




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 2 of 6
M_Smart007
Epic Contributor

Re: Petal Credit Approval Question

Good Luck OP

Message 3 of 6
AllZero
Super Contributor

Re: Petal Credit Approval Question

Good luck with your application!

Message 4 of 6
Moneyfan1974
Contributor

Re: Petal Credit Approval Question

I have a petal card. Opened sometime last year when they first came on the scene. I dont think it was a long process for approval. Good luck

PenFed Pathfinder Visa- (17500), PenFed Visa- (17500), Langley FCU- (10000), Navy FCU- (500), USAA Cash Rewards- (2500), USAA Rate- (6000), Amex Hilton- (2000), Amex ED- (3900), Amex Gold- (NPSL), Amex Magnet- (12400 AU), Amex Business- (18000 AU), Discover IT Travel- (12400), Discover IT Cash- (3000), Macys Amex- (7000), Chase- (4500), Petal Card- (4500), Apple Card- (4500), BBVA- (5000), Barclay Carnival- (6000), Cap 1- (1170), Cap 1- (2500), Cap 1 QS- (500 Closed), Cap 1 Venture- (1000), Cap 1 Walmart- (1200), Credit One- (1100 Closed), Credit One- (1850 Closed), Merrick- (1650), Legacy- (2100), Wayfair- (10800), Home Depot- (4900), Lowes- (5000), Firestone Car Care- (2000), Victoria Secret- (2100), Belk- (700), PayPal Credit- (3400), Sams- (1550), Gettington- (1650), Kohls- (3000), Jared- (3000), Care Credit- (2500), Target- (400), Klarna- (1000), Affirm Peloton- (8000), Affirm JomaShop- (3580)
Message 5 of 6
BryceRat1
New Member

Re: Petal Credit Approval Question

I messaged their customer service and was told to email my most recent bank statement to them for review. 

Message 6 of 6
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