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Petal Credit Approval Question

BryceRat1
Member

Petal Credit Approval Question

Has anyone here applied and been approved for or denied the Petal Credit Card? I was preapproved a few days ago and then applied and received a message saying it would take two weeks to review my information. Is this normal or am I more than likely denied? I have credit scores all right above 700 and a relatively thin history (fine for Petal, it's a credit building card). Wanted to hear if anyone has been approved and how the process works?

5 REPLIES 5
angelwingz
Valued Contributor

Re: Petal Credit Approval Question

Just because you received a message doesn't necessarily mean you were denied. They may just need to verify some info since you have a thin file. Good luck with your application status!




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 2 of 6
M_Smart007
Legendary Contributor

Re: Petal Credit Approval Question

Good Luck OP

Message 3 of 6
AllZero
Mega Contributor

Re: Petal Credit Approval Question

Good luck with your application!

Message 4 of 6
Moneyfan1974
Contributor

Re: Petal Credit Approval Question

I have a petal card. Opened sometime last year when they first came on the scene. I dont think it was a long process for approval. Good luck

PenFed PF Visa- (20,000),PedFed Visa- (20,000),USAA Cash Rewards- (2,500),USAA Rate- (2,500),Amex BED- (3,900),Amex Hilton- (2,000),Amex Magnet- (12,400 AU),Amex Business- (9,900 AU),Discover IT Travel- (15,900),Discover IT Cash- (3,000),Macys Amex- (16,000),Chase- (4,500),Apple Card- (4,500),PNC/ BBVA- (5,500),Barclay Carnival- (6,000),Cap 1- (1,170),Cap 1- (2,500),Cap 1 Walmart- (1,200),Legacy- (2,600),Home Depot- (7,400),Lowes- (10,000),Firestone Car Care- (2,400),Victoria Secret- (2,150),Belk- (4,000),PayPal Credit- (3,400),Sams- (6,500),Kohls- (3,000),Care Credit- (12,000),Target- (600),Klarna- (1,000),Affirm Peloton- (8,000),Affirm JomaShop- (3,580),Venmo- (5,500),NFCU Rewards- (4,500),BBT Truist Bright- (3,500),BBT Truist Spectrum- (3,500),FNBO- (15,000),FNBO Green- (15,000),FNBO Business- (15,000),Verizon Visa- (4,000),Sportsman Warehouse- (4,000),Langley FCU- (10,000),Ebay Mastercard- (6,300),PenFed Personal Loan- (35,000)
Message 5 of 6
BryceRat1
Member

Re: Petal Credit Approval Question

I messaged their customer service and was told to email my most recent bank statement to them for review. 

Message 6 of 6
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