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Places that use same HP for Auto for a CC

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Anonymous
Not applicable

Places that use same HP for Auto for a CC

Trying to find cc co that offer to use the same HP for a auto loan approval , for a cc. I have found a couple credit unions that will. Anyone know of others like chase/cap1 etc?

 

Thanks

Message 1 of 8
7 REPLIES 7
fltireguy
Valued Contributor

Re: Places that use same HP for Auto for a CC

Penfed (CU) is the only one I am aware of
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 8
Anonymous
Not applicable

Re: Places that use same HP for Auto for a CC

I know PNC is one pull for an auto and CC. Got $10k visa the same day I was denied for my refi on my truck I had a loan with them already. In fact I was in the branch paying my loan and the banker asked if I wanted to refi for a better rate. I was like sure and I asked about the CC and if it was all 9n pull. Instantly approved for Cash Rewards VS SL $10K. Five days later was denied for refi. It is all good.
Message 3 of 8
DeeBee78
Valued Contributor

Re: Places that use same HP for Auto for a CC


@Anonymous wrote:

Trying to find cc co that offer to use the same HP for a auto loan approval , for a cc. I have found a couple credit unions that will. Anyone know of others like chase/cap1 etc?

 

Thanks


DCU used the same EQ HP for my auto loan, membership, and credit card. Planning on using this strategy for a CLI in March when I apply for a new car loan and a CLI on my Visa.

Message 4 of 8
Anonymous
Not applicable

Re: Places that use same HP for Auto for a CC

RBFCU will if you are eligible for membership...they offer some of the best rates out there
Message 5 of 8
ls2016
Frequent Contributor

Re: Places that use same HP for Auto for a CC

Penfed pulled me twice same day (12/16/17) for auto loan, then for CC (Eq pulls). Hopefully, I'm an exception.
Current FICO 8s: Ex 768, Tu 741, Eq 741
Current FICO 9s: Ex 775, Tu ?? Eq 781
Total TLs: $120,000
8 (30-60 day) mortgage lates and 2 (30 day) auto lates remain from Jan., Feb. 2016
Current Mortgage Ex. Fico 2 787
Message 6 of 8
Anonymous
Not applicable

Re: Places that use same HP for Auto for a CC

I had thought of NFCU and PenFed but have heard inconsistent reports. Anyone tried with these two specifically and knows if they combined the report or not? Also heard USbank might combine pull for AutoLoan and CC. 

Message 7 of 8
CreditCuriosity
Moderator Emeritus

Re: Places that use same HP for Auto for a CC

Most CU's will do this, although not all.  Smaller banks possibly although very dependent.

Message 8 of 8
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