Planning my AMEX App

[Anonymous]

So my goal throughout all of this has been an AMEX. I really want an every day and green. I've wanted AMEX since I was a kid and I used to watch the commercials in the 80s. When I get it I will move all my spend through it except for token stuff. 

So I have a plan, since I know I'm not at the profile yet. 

Looking for advice/tips for when I actually app. 

App timeframe Feb/Mar 16

Current profile: 

EX Fico 640

1 negative (Paid trash collection, will be gone in the next 30 days, I expect a score jump. No lates or anything else negative at all)

My cap1 will be 1 year, which I will be combining with a 6 month old QS1, projected limit 3600. 

2 FCU cards, 4K each. 

Merrick: 1200

couple store cards. 

Auto loan with 7-8 months of on time payments. 

Everything will be over 6 months old at that point. 

Anyway, thoughts? Do they look for anything in particular?

[Anonymous]

They are inquiry sensitive, so no other apps until everything is clear(on your profile), and you app for the amex

[Anonymous]

I'll have 9 total, 4 will be CC related at that time. Is that in range? They will all be > 6 months. 

[Anonymous]

Yes, that should be good.....Just keep the utilization low as well, as Amex doesn't believe that limits are limits(they believe they are maximum suggested charge amounts over 24 hours)

[Anonymous]

Yeah my overall UTI is 8% at the moment, and that's only because the wife accidentally let her discover report a balance! We had words 

I don't carry balances, I don't see the point of that, and we don't have any large purchases coming up. Thank you for the advice!

[Anonymous]

I have similar profile as you do, my current faço scores 677,5 inquiry 2%uti. let me know your status because I plan to do application too. Good luck