Possible to make BOA CLI request without having the hyperlink present?

[credit_endurance]

Hello all,

Question for the knowledgable in this area

I just wasted a pull on the premium rewards card  I should have known better was at 10/12 or something like that. So now wanting to utilize the pull for not another credit product but a cli on my cash rewards but I don't have the blue hyperlink present.

Would it be possible to call into customer service and make the request? I do know the pull is good for 30 days.

[coldfusion]

Yes. People have called in and been successful requesting a CLI without having the 'request a credit limit increase' hyperlink showing online.

I can't predict the likelihood of success, but it is > 0. 

[credit_endurance]

thanks for this @coldfusion 

I am actually on the line now with BOA for a reconsideration attempt.as we speak. I will keep you posted.

[coldfusion]

Good luck!

[credit_endurance]

No go on the reconsideration.  Too many recent accounts opened as expected. This is even with assests and a decent length in relationship with them. (Another dp to use) But I will contact cs regarding a incresse. Might as well try to get something out of it lol! 

[coldfusion]

Agree - you've already taken the hit so you have nothing to lose other than the time spent on the phone. 

[credit_endurance]

Got 5-7 business day snail mail for that  cli request. I know this could go either way. Your thoughts @coldfusion 

[coldfusion]

You really can't tell, as a BoA 5-7 business/7-10 calendar day response can also mean more eyeballs on the request and I know from experience that it doesn't mean a denial, ever since I reached about $85K in CL all my requests went to 7-10 day status and were ultimately approved. 

[credit_endurance]

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@coldfusion wrote:

You really can't tell, as a BoA 5-7 business/7-10 calendar day response can also mean more eyeballs on the request and I know from experience that it doesn't mean a denial, ever since I reached about $85K in CL all my requests went to 7-10 day status and were ultimately approved. 

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Indeed...will just wait it out and report back later. Thanks again!

[M_Smart007]

Sorry for your premium rewards denial

Good Luck on your CLI !