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Post Mortgage Apps Advice Please

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CrankyDave
Regular Contributor

Re: Post Mortgage Apps Advice Please


@Anonymous wrote:

Depends on the card.  Most dont overnight. My AmexBCE didnt...and neither did my Discover IT when I got that one long before I even appd for mortgage.  I had changed my address already so that mail would start flowing immediately.  I would just apply and put in your new address.  That way you don't have to change it afterwards.

I did a CLI request after updating my BofA information since that one's been sitting at 4500 for *years*. They upped it to 9600, but I think I'll call in and do the "double dip on the same hard pull" method I've heard about. It's *this* close to a grown-up 5 figures. My scores and income support it, and I'm hoping to catch the tail end of all those Labor Day home improvement and appliance sales. I did an online CLI request with Cap1, but got the "2-5 days" message. Weird, but whatever. Not sure if that's a SP or HP... I also got approved at Discover for a SL of 6500, which ought to grow nicely. I'm still waiting on some info to apply at NFCU, but after that, I think it's off to the garden as I transition my spending over to the new cards. It might be nice to get my foot in the door at AmEx, though.

 

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