No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just got an offer from Amex. They Pre-Approved me for a Platinum Card. First time ever I've been pre-approved for a high-end card. I used to have the Platinum but got rid of it when they lost the Costco partnership and the Prestige and Chase Sapphire Reserve stepped up. So far, I haven't seen anything to get me back with Amex Platinum. I currently have the CSR. What do you all think? Should I waste a Pre-Approval for the Platinum? Is it worth the $550? Or should I wait for some future perk down the line. I imagine that if I'm pre-approved now, I'll be pre-approved when the Amex Platinum becomes more attractive.
@Anonymouswrote:
What SUB offer is attached? There’s currently a way to get 100K MR points through CardMatch for some folks.
60K MR Points after $5000 spend in 3 months.
Congratulations on your AMEX pre-approval! I would wait for your SUB to go 100k or I would call customer service and ask for the 100k. If they balk at giving you the 100k, then I would hold off applying until I got a better offer with better SUB, just my .02
I may just go ahead and get it. A lot of people still think it is worth the $550. We do travel internationally every year. I guess I could use CSR for the UR points and everyday spend and use AMEX Platinum for the perks like Uber and the airline credits, lounge, etc.
If it's good to you (it's good for you). Flaming Ember, Hot Wax label, 1971
Anyone feel like the $5000 spend in 3 months is a bit excessive? They already have the highest AF, they are shooting for the highest minimum spend as well?
@adelphi_skywrote:Anyone feel like the $5000 spend in 3 months is a bit excessive? They already have the highest AF, they are shooting for the highest minimum spend as well?
I honestly don't think it is, but that is just my opinion :-). In my case when i got this card, i had to spend $1666/month which is about what my bills are. If you don't already spend that much a month on bills, it won't be worth getting as you would have to do manufacturing spending. Gather all your bills and see if you can come up with that amount/month. Here are mine, just to give you an idea: NetFlix, water bill, electric bill, cable, cellphone, per insurance? car insurance, home owners insurance, timeshare?, home alarm, groceries, gas, life insurance, HOA fee?
By the way, anyone knows if the pre-qual link exist? i can't seem to find it anywhere on AMEX site.
Thanks!!