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I was thinking of applying for the SavorOne Rewards & WF Autograph in the near future, and I was checking out Capital One pre-approval page and saw I was pre-approved for the Venture X. If the SavorOne isn't on the pre-approval page, should I still go ahead and apply for it? Is my current velocity too high and should I be gardening a bit more till I apply?
New Accounts: 4/6, 4/12, 4/24
Inquires: 7/6, 7/12 , 7/24
Discover Student It 08/21 - $5,250
AMEX Gold 07/23
BILT 07/23 - $10,500
CFU 08/23 - $3,300
CFF 08/23 - $2,000
Business Cards:
AMEX BBP 07/23 - $18,900
AMEX Prime 09/23 - $10,000
FICO 8:
EX: 726 - 10/19
EQ: 732 - 10/12
TU: 785 - 9/17
Majority of the cards you have are from last year except 1. May need more history. Income? Not an easy card to get even with seasoned files.
How long would you recommend waiting for before applying for the Savor One and Autograph? Income is around $40k.
Honestly. Next year really. 6 accounts since July. They need to age and grow some more history. Enjoy what you have now. Enjoy the garden till then.