@Pway wrote:I have yet to receive one.
I noticed in your sig that you have a lot of low-limit CC's (not meant offensively, just an observation). What does your AAOA look like? It could be that you're applying too frequently and appear to have risky behavior as you're getting new cards too frequently for the lenders liking.
My experience with prequals is at first none. Built up a secured cap1 and then started seeing Charge cards (Amex) and Discover It (Student) offers. To this day, these 2 lenders are the ones who throw the most offers at me. Not once have I gotten an offer for Barclay, Chase, BoA, First Premiere, or Fingerhut (this one might just not be in my area?). I've gotten very few from Cap1. I applied very infrequently to cards and currently have good FICO scores all-around.
Must garden until 2/1/2022 to hit my goal AAOA. 
@Anonymous wrote:
@Anonymous wrote:Most preapproved/prescreened offers that are worth a damn and come by mail are not the best cards unless your scores are over 730 across the board and you have a long established credit history.
My DW just got a Credit One in the mail 15 minutes ago, right to the shredder. We both got Fingerhut books, trash. First Premier, trash. Verve, trash. Scores in the 600's and that is what you will get with a few exceptions.Even the upper 600's is not high enough to attract better random offers by mail.
I did get my Discover card through a preapproved app in the mail, but my file was thin and utilization was low and my score according to them was 727.Since we have a Cap One car loan, they sent preapproved Platinum and later Quicksilver apps.Since my wife and I have been Costco Executive card holders for a number of years I got a prescreened Am Ex card from them approved, and my DW then got a PRG prescreened app in the mail which was approved. Her score was reporting 719 on the approval letter.
So once you get in some internal databases from an account you already have, some preapprovals can come from that, but most creditors of prime cards are looking for potential new customers with prime credit.
This is a very narrow view of prequalifiers. Perhaps in your own experience this has been the case.
It is my experience. Before my elderly moms credit was compromised by a dishonest lawyer and caregiver, she had an 800 Fico score, and multiple prime offers came in the mail weekly. Now with her score in the upper 680's and me and the DW in the 665-690 range, any credit related mail goes in the shredder. 