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Pre-qualified / Pre-approved Credit Card Websites.

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ERoosky99
Regular Contributor

Re: Pre-qualified / Pre-approved Credit Card Websites.

Message 12 of 22
Anonymous
Not applicable

Re: Pre-qualified / Pre-approved Credit Card Websites.

From my experience with Discover, if you put in bogus information they'll give you an APR range, but if you put in real information, they give you an exact number if they have an offer. At least that's how it was with me. I tried two different bogus applications and was given a range, when I put in my real information I got an actual APR number and then got approved after.

Message 13 of 22
ERoosky99
Regular Contributor

Re: Pre-qualified / Pre-approved Credit Card Websites.


@Anonymous wrote:

From my experience with Discover, if you put in bogus information they'll give you an APR range, but if you put in real information, they give you an exact number if they have an offer. At least that's how it was with me. I tried two different bogus applications and was given a range, when I put in my real information I got an actual APR number and then got approved after.


GREAT INFO!  Time to test it!!  Smiley Happy

Current FICOs: (11-02-15) EQ- 623 (628) / EX- 643 / TU- 679
Starting FICOs: (May 2014) Low to mid 500s (all 3 bureaus)
GOAL: As HIGH as possible! All 3 FICOs above 680/700 will be NICE!!!
Total Credit Limits- $104,120
Message 14 of 22
Anonymous
Not applicable

Re: Pre-qualified / Pre-approved Credit Card Websites.

Dont take my word for it though, that's just my personal experience lol. Wouldn't want you to get a HP for nothing.

Message 15 of 22
Anonymous
Not applicable

Re: Pre-qualified / Pre-approved Credit Card Websites.

I can't see Amex pre approval link anymore like barcly !?

Message 16 of 22
Jerry45
Valued Contributor

Re: Pre-qualified / Pre-approved Credit Card Websites.

Tried Home Depot. Pre Qual at 25.99% APR. that is brutal

Message 17 of 22
Anonymous
Not applicable

Re: Pre-qualified / Pre-approved Credit Card Websites.

Do we know if any of these are Guaranteed SP ONLY???

Message 18 of 22
Anonymous
Not applicable

Re: Pre-qualified / Pre-approved Credit Card Websites.


@Jerry45 wrote:

Tried Home Depot. Pre Qual at 25.99% APR. that is brutal


Same here.  Passed so far.  They've followed up with letter.  Might do it and take advantage of 0% financing for new gutters I need.

Message 19 of 22
Anonymous
Not applicable

Re: Pre-qualified / Pre-approved Credit Card Websites.

Super! Thanks for this...
Message 20 of 22
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