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Pre qualified for amex. should I go for it or wait

Auto Loans for ANY Credit Situation. Immediate Response.
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Established Contributor

Re: Pre qualified for amex. should I go for it or wait

If I applied for Wells Fargo propel amex will it be a hp. Who would check my credit Wells Fargo or amex
Starting score(February 2018)-520Current Score: FICO 8- 744EX, 762TU, 760EQ, Goal Score: 775 by (05/2020)
BUISNESS CREDIT
Amex Hilton-3000
Amex Amazon Prime 2500
Amex SimplyCash Plus® -1300-
Amex Blue Business Plus Card - 8000.
Amex green charge card- NPSL


TOTAL PERSONAL CL 65,000+
HILTON HONORS-2000
Cap1 Venture-VS-5,500
Sams Club MC-13,500
Citi® - AAdvantage® Platinum Select® WEMC-9000CL, Citi Rewards+(WMC)6900
Amex® Gold card
1st Disco It- 2300 , 2nd Disco it- 5000CL
Dcu-3000-
12/18 Amazon SC- 10,000 cl AND-Walmart SC-6000cl, Home depot- 2000cl-
- Auto loan(55% paid off)
Goal score 800


Message 11 of 15
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Community Leader
Senior Contributor

Re: Pre qualified for amex. should I go for it or wait

Wells Fargo for a Wells Fargo (amex), Amex for an Amex....

Message 12 of 15
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Regular Contributor

Re: Pre qualified for amex. should I go for it or wait


@dtk6802 wrote:
If I applied for Wells Fargo propel amex will it be a hp. Who would check my credit Wells Fargo or amex

Yes it will be a HP, and it will come from WF. I’ve heard tho that for Propel applications WF will use a Fico 9 score... so it might help to check that particular score before you apply. You can check if you have a WF account already, otherwise myFICO might be your best option. 

Message 13 of 15
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Senior Contributor

Re: Pre qualified for amex. should I go for it or wait


@dtk6802 wrote:
Thank you all. And yes I do have the amex gold. And im pre qualified. I want it to cover my 2% gas when my disco becomes a year. I'll think about it and let you know what I choose to do. Thanks everyone

If  this is for gas then there are better cards than 2%.  We have a Sams Mastercard that is 5% at 99% of the gas stations ie no costco

Message 14 of 15
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Established Contributor

Re: Pre qualified for amex. should I go for it or wait

I did not realize the Sam's MasterCard was for any gas station besides the ones near Walmart or maybe a couple of others. Thank you for that.
I will be doing some more research.
Starting score(February 2018)-520Current Score: FICO 8- 744EX, 762TU, 760EQ, Goal Score: 775 by (05/2020)
BUISNESS CREDIT
Amex Hilton-3000
Amex Amazon Prime 2500
Amex SimplyCash Plus® -1300-
Amex Blue Business Plus Card - 8000.
Amex green charge card- NPSL


TOTAL PERSONAL CL 65,000+
HILTON HONORS-2000
Cap1 Venture-VS-5,500
Sams Club MC-13,500
Citi® - AAdvantage® Platinum Select® WEMC-9000CL, Citi Rewards+(WMC)6900
Amex® Gold card
1st Disco It- 2300 , 2nd Disco it- 5000CL
Dcu-3000-
12/18 Amazon SC- 10,000 cl AND-Walmart SC-6000cl, Home depot- 2000cl-
- Auto loan(55% paid off)
Goal score 800


Message 15 of 15
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