cancel
Showing results for 
Search instead for 
Did you mean: 

Pre-qualify Captial One??

tag
RCOH
Regular Contributor

Pre-qualify Captial One??

Do you need to 'opt in' prescreen for it to grab an offer? I noticed the site only asks for the last 4 of your SS#. Does it work similar to the shopping cart trick as where once opted in you could get a pre approval?

 

 

Starting Score 12/15 (FICO 8) EQ: 488 :-(
7/16 (FICO 8) EX:611 - TU: 579 - EQ 599 --- Goal 660+
7 REPLIES 7
ddemari
Super Contributor

Re: Pre-qualify Captial One??

The site will have an apr and also a opt out offer screen on the bottom for a true prequal over there
Message 2 of 8
RCOH
Regular Contributor

Re: Pre-qualify Captial One??

Is this the correct site for the true prequal?

 

Wasn't sure since it only ask for the last 4 of your social? The one I did for Credit One ask for the full numbers.

 

Working on rebuilding and need to open one if not two more revolving.

Starting Score 12/15 (FICO 8) EQ: 488 :-(
7/16 (FICO 8) EX:611 - TU: 579 - EQ 599 --- Goal 660+
Message 3 of 8
Anonymous
Not applicable

Re: Pre-qualify Captial One??

Yes most prequal sites only ask for last 4 of soc. Some i noticed ask for full but still not hp to credit just a sp.
Message 4 of 8
RCOH
Regular Contributor

Re: Pre-qualify Captial One??

Thanks

Starting Score 12/15 (FICO 8) EQ: 488 :-(
7/16 (FICO 8) EX:611 - TU: 579 - EQ 599 --- Goal 660+
Message 5 of 8
Anonymous
Not applicable

Re: Pre-qualify Captial One??


@RCOH wrote:

Is this the correct site for the true prequal?

 

Wasn't sure since it only ask for the last 4 of your social? The one I did for Credit One ask for the full numbers.

 

Working on rebuilding and need to open one if not two more revolving.


yea that is the correct pre qual site

Message 6 of 8
RonM21
Valued Contributor

Re: Pre-qualify Captial One??

That is the site. Never gave any attention to the opt in or out part of it.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 8
Anonymous
Not applicable

Re: Pre-qualify Captial One??

Its my understanding that if you are opted out you wont get any pre-quals on any site
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.