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PreQual Spree!

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credit_is_crack
Valued Contributor

PreQual Spree!

So I got bored waiting for breakfast this morning. Stumbled upon @waqaszm1 post that was a PreQual List. Since I've been really good about not applying for new cards (6 months for me now, which is a flippin eternity), I decided to go for a taste and see what came back Smiley Very Happy I don't need any of these, but it entertained me for a few minutes lol

 

Regions Bank came back with 4 offers. Long prequal app, but it gives you the limit and APR so that's a nice thing to see

  • Cash Rewards VS, $13k SL, $100 SUB, 0% APR for 12mo then 19.99%
  • Prestige VS, $13k SL, $100 SUB, 0% APR for 12mo, then 18.99%
  • Premium VS, $13k SL, $300 SUB, 0% APR for 12mo then 13.99%
  • Life V, $13k SL, 0% APR for 15mo, then 16.99% 

 

Screen Shot 2020-04-11 at 9.11.17 AM.png Screen Shot 2020-04-11 at 9.11.24 AM.png Screen Shot 2020-04-11 at 9.11.30 AM.png Screen Shot 2020-04-11 at 9.11.36 AM.png

 

 

Comenity IKEA Projekt card

  • $16k SL, 0% APR for various, then 21.99%
  • I put in the app that I planned to spend $1,000 lol not sure where they got $16k from

Screen Shot 2020-04-11 at 9.20.03 AM.png

 

 

BB&T sent back 3 offers. I usually get 3 with them but the APR's are pretty decent considering their ranges

  • Cash Rewards VS, 0% APR for 12mo then 15.24%
  • Travel Rewards VS, $200 SUB + 15.24% APR
  • Bright V, 0% APR for 15mo, then 13.24% 

Screen Shot 2020-04-11 at 9.24.20 AM.png

 

Comenity Toyota card

  • $3k SL, no idea on APR but I'm sure it's borderline abusive lol 

Screen Shot 2020-04-11 at 9.27.43 AM.png

KOHLS 

  • No idea on what the SL or APR would be but it's prequalified 

Screen Shot 2020-04-11 at 9.29.09 AM.png

USAlliance sent back 3 offers.

  • This one looked like a generic banner/ad lol
  • No idea what any of it actually means

Screen Shot 2020-04-11 at 9.34.20 AM.png

24 REPLIES 24
Anonymous
Not applicable

Re: PreQual Spree!

Congratulations on your offers! 

Message 2 of 25
M_Smart007
Legendary Contributor

Re: PreQual Spree!

 

Come On Mr. @credit_is_crack .. get crack'n !!!

   ..

You have a "hole"  row to fill in  ..on the bottom of your Siggy and @Mahraja is pulling aheadsmiley-laughing021.gif

 

Take care my friend and stay safeSmiley Happy

 

 

Message 3 of 25
KLEXH25
Valued Contributor

Re: PreQual Spree!

Nice approvals! Is Regions Bank geo-fenced? Never heard of them. Decided to check Discover prequals and I got a solid preapproval with 16.99% APR. 

 

BFA8F497-63D1-4D27-9187-96CDBA0D31CB.jpeg

 



Message 4 of 25
AllZero
Mega Contributor

Re: PreQual Spree!

Congratulations on your offers!
Message 5 of 25
Anonymous
Not applicable

Re: PreQual Spree!

Pretty sweet offers!

Message 6 of 25
M_Smart007
Legendary Contributor

Re: PreQual Spree!


@AllZero wrote:
Congratulations on your offers!

@AllZero, I find that ... I would struggle with all those offersSmiley LOL

Well ..except the "Comedy" Toyota cardSmiley Tongue  and maybe Kohl's (I don't shop there)

 

@KLEXH25.. Nice offer on The Discover cardSmiley Happy

 

 

Message 7 of 25
M_Smart007
Legendary Contributor

Re: PreQual Spree!

 

@KLEXH25.. Regions and BB&T are geo-fenced for me, I am on the west coastSmiley Sad

 

Message 8 of 25
AllZero
Mega Contributor

Re: PreQual Spree!


@M_Smart007 wrote:

@AllZero wrote:
Congratulations on your offers!

@AllZero, I find that ... I would struggle with all those offersSmiley LOL

Well ..except the "Comedy" Toyota cardSmiley Tongue  and maybe Kohl's (I don't shop there)


@M_Smart007.  Agreed. Those are very nice offers. Every little bit helps to reach that 1 or 2 million TCL. 😃

Message 9 of 25
credit_is_crack
Valued Contributor

Re: PreQual Spree!


@AllZero wrote:

@M_Smart007 wrote:

@AllZero wrote:
Congratulations on your offers!

@AllZero, I find that ... I would struggle with all those offersSmiley LOL

Well ..except the "Comedy" Toyota cardSmiley Tongue  and maybe Kohl's (I don't shop there)


@M_Smart007.  Agreed. Those are very nice offers. Every little bit helps to reach that 1 or 2 million TCL. 😃


LOL @"Comedy" Toyota. Yeah I dont think any of the cards specific to a car brand are going to make it into my lineup, unless they release the Audi one Chase had a looooong time ago. I've been pretty good about not scooping up every card to get to $1M over the last 2 years. I think all the cards I have get me the best bang for my buck and want to see how far I can push those upwards. It's a slow process, but I'm in it for the long haul! 

Message 10 of 25
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