Preapproval for OD/Personal LOC w/Bank Acct

[Aduke1122]

Thanks again for the advice ..so yesterday when I opened my checking online it said I was approved and I ordered my debit and checks and made my deposit . It sent me an approval email and said I would be notified when I can use my acct? So I'm wondering how long does it take for me to be able to set up my online acct?

[Anonymous]

Honestly I can't remember. I thought I picked my user and pass at time of application and was able to sign in right away. Maybe I'm wrong tho. I guess you could call. They are always very nice and you don't have to wait forever (tho maybe weekends are different)

Once you can keep checking for the big red bar and that's a preapproval.

[Aduke1122]

I had to go to the local branch and get a temp debit , bc in order to set up online acct you have to give your pin number so I did all of that and got it all set up . Thanks for the help

[Anonymous]

Np. I hope you get some preapprovals soon.

[Aduke1122]

Thanks me too , I'm still working hard on bringing my scores up , I was stuck at 650s forever but it has finally started to move a bit upward now

[Anonymous]

Oh good. I would think once you pass 675 you should get approved for the Reserve Line -it's a 2k min versus the Personal line which is a 5k min.

[Aduke1122]

OK thanks for explaining the diff between the 2 diff Locs I was trying to figure it out last night ..

[Anonymous]

The other diff is the RLOC has a higher APR.

[Aduke1122]

OK I see