cancel
Showing results for 
Search instead for 
Did you mean: 

Preparing for app spree , amex ED vs CSP ?

tag
Anonymous
Not applicable

Preparing for app spree , amex ED vs CSP ?

What are my chances at CSP I bank with chase if it makes any difference ... I was also looking the amex ED (not EDP) I don't want to deal with so many AF's

 

 

my current cards are :

Chase Freedom 1k

Chase Slate 2k

Chase United explorer 5k

Amex Hilton 3k

Discover it 1k 

citi Diamond 1k

Bofa Cash rewards 4.5k 

Amazon Store $500

 

my TU fico is 710 5 pulls and my EQ fico is 658  8 pulls .... Idk about EX but I got probably the same amount of pulls as EQ  income is 26k 

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Preparing for app spree , amex ED vs CSP ?

How recent are your inquiries? Can you get an EX FICO?
Message 2 of 7
Anonymous
Not applicable

Re: Preparing for app spree , amex ED vs CSP ?

How recent are your current cards?

Message 3 of 7
Anonymous
Not applicable

Re: Preparing for app spree , amex ED vs CSP ?

Bofa and citi are 2012 , amazon and freedom are 2013 ,slate , discover and amex , and united are all 2014 

Message 4 of 7
Anonymous
Not applicable

Re: Preparing for app spree , amex ED vs CSP ?

I think the CSP would be a no go. Maybe on the ED, depending on how your Experian file looks.

Message 5 of 7
Anonymous
Not applicable

Re: Preparing for app spree , amex ED vs CSP ?

How so is the CSP a no go ? And I know I could probably get approved for a ED on the spot but I really want a CSP 

Message 6 of 7
CreditCuriosity
Moderator Emeritus

Re: Preparing for app spree , amex ED vs CSP ?

I personally think you would get approved for the CSP as you have a relationship with chase.  Income is a bit low, but you already have a 5k CL with them..  On the flip side of things why not just go with the ED that has no annual fee unless you can really utilize the CSP meeting the 4k spend for bonus plus plan on using it for travel as well to make the most out of the UR rewards and possible bonus?

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.