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Prequalification for AMEX

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donkort
Valued Contributor

Re: Prequalification for AMEX

This card usually reports on the 27th----when the minimum payment is due.  It's a Home Shopping Network card. 

 

Thanks for your input.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 31 of 38
Remedios
Credit Mentor

Re: Prequalification for AMEX

You're welcome. 

I'd wait till it reports, it's only a couple of days. When you see new balance reflected on EX, go for it. 

 

Good luck, @donkort . I really hope to see an approval thread from you! 

Message 32 of 38
donkort
Valued Contributor

Re: Prequalification for AMEX

@Remedios--Thanks very much!

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 33 of 38
cr101
Established Contributor

Re: Prequalification for AMEX


@donkort wrote:

This card usually reports on the 27th----when the minimum payment is due.  It's a Home Shopping Network card. 

 

Thanks for your input.


WOW! $40k on that card? i just imagine you watching their shows all day and ordering. lol. 

Message 34 of 38
Remedios
Credit Mentor

Re: Prequalification for AMEX


@cr101 wrote:

@donkort wrote:

This card usually reports on the 27th----when the minimum payment is due.  It's a Home Shopping Network card. 

 

Thanks for your input.


WOW! $40k on that card? i just imagine you watching their shows all day and ordering. lol. 


 

 

I'm unclear where you got that from. OP stated they paid $40K in debt, which is quite remarkable achievement.

They never stated $40K was on this card. 

Message 35 of 38
donkort
Valued Contributor

Re: Prequalification for AMEX

The credit limit for the HSN Card is $800.  My wife shops on it.  I don't.  I don't remember why I got it; I probably shouldn't have gotten it.

 

I paid off $40,000 in total debt.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 36 of 38
cr101
Established Contributor

Re: Prequalification for AMEX


@donkort wrote:

The credit limit for the HSN Card is $800.  My wife shops on it.  I don't.  I don't remember why I got it; I probably shouldn't have gotten it.

 

I paid off $40,000 in total debt.


ohhh, ok. i somehow missed an entire page of posts in which you talked about high util, which i assume is the hsn card.

Message 37 of 38
donkort
Valued Contributor

Re: Prequalification for AMEX

I maxed out on the HSN card for years!  More than maxed out sometimes......

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 38 of 38
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