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Prequalified for Kohl's but didn't proceed

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Anonymous
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Prequalified for Kohl's but didn't proceed

You’re prequalified, x. Congrats!Now you’re just one step away from a Kohl’s Card
and even more savings and perks.
Finish Applying
You’re so close! But if you need to finish later
use RSVP code:

--

 

Have really no use for a closed loop card, so didn't submit. Was curious about this card since I see them on many other's sigs. Wonder if it is easy to get approved?

Message 1 of 8
7 REPLIES 7
SUPERSQUID
Valued Contributor

Re: Prequalified for Kohl's but didn't proceed

It grows fast, mine 300 - 1500 in 14 months. i put some spend on it every few months.

Something to consider, right now kohls mgmt and cap 1 are in discussions to possibly start a new line of cc's mc/visa cobranded kohls some time in 2023

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 2 of 8
TRC_WA
Senior Contributor

Re: Prequalified for Kohl's but didn't proceed

It's the only store card I have (opened in October) because I shop there a lot for weird stuff like candles LOL... and the card does grow fast.  Mine hasn't moved yet but my friend started with a $300 limit and in 2 years it was $3500... so I'm looking for similar UTI padding out of this card eventually.

 

 

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 3 of 8
SUPERSQUID
Valued Contributor

Re: Prequalified for Kohl's but didn't proceed


@TRC_WA wrote:

It's the only store card I have (opened in October) because I shop there a lot for weird stuff like candles LOL... and the card does grow fast.  Mine hasn't moved yet but my friend started with a $300 limit and in 2 years it was $3500... so I'm looking for similar UTI padding out of this card eventually.

 

 


You have to manually ask for cli's on the kohls card. on my 2 cli's i waited 6 months between and asked via the link on their cc site. i think they like some spend on it. ymmv

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 4 of 8
Brian_Earl_Spilner
Credit Mentor

Re: Prequalified for Kohl's but didn't proceed

Kohl's is great. Where else can you get cheap, no name knickknacks and a $600 top of the line rice cooker at the same time while shopping for converse and Ray-Bans?

    
Message 5 of 8
TRC_WA
Senior Contributor

Re: Prequalified for Kohl's but didn't proceed


@SUPERSQUID wrote:

@TRC_WA wrote:

It's the only store card I have (opened in October) because I shop there a lot for weird stuff like candles LOL... and the card does grow fast.  Mine hasn't moved yet but my friend started with a $300 limit and in 2 years it was $3500... so I'm looking for similar UTI padding out of this card eventually.

 

 


You have to manually ask for cli's on the kohls card. on my 2 cli's i waited 6 months between and asked via the link on their cc site. i think they like some spend on it. ymmv


Thanks for the tip... just denied.  My lowest limit card and can't get a CLI which is how it usually works.

 

Should be a soft pull but I'm getting conflicting reports... some say they got a HP so who knows.

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 6 of 8
SUPERSQUID
Valued Contributor

Re: Prequalified for Kohl's but didn't proceed


@TRC_WA wrote:

@SUPERSQUID wrote:

@TRC_WA wrote:

It's the only store card I have (opened in October) because I shop there a lot for weird stuff like candles LOL... and the card does grow fast.  Mine hasn't moved yet but my friend started with a $300 limit and in 2 years it was $3500... so I'm looking for similar UTI padding out of this card eventually.

 

 


You have to manually ask for cli's on the kohls card. on my 2 cli's i waited 6 months between and asked via the link on their cc site. i think they like some spend on it. ymmv


Thanks for the tip... just denied.  My lowest limit card and can't get a CLI which is how it usually works.

 

Should be a soft pull but I'm getting conflicting reports... some say they got a HP so who knows.


Both of mine were sp.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 7 of 8
SUPERSQUID
Valued Contributor

Re: Prequalified for Kohl's but didn't proceed


@Brian_Earl_Spilner wrote:

Kohl's is great. Where else can you get cheap, no name knickknacks and a $600 top of the line rice cooker at the same time while shopping for converse and Ray-Bans?


I bought a few kitchen small appliances from them and a few times i bought lots of diabetic socks, satisfied every time.

perhaps in may i will buy a few items, i can use a few new belts and perhaps some other items

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 8 of 8
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