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Pulling the Trigger Right Now (CSP)

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Anonymous
Not applicable

Pulling the Trigger Right Now (CSP)

So I've decided I'm going to app for the CSP. I'm going to be doing it right now so I can let you know what happens. If some of you haven't read my other post about it here is my info.

the problem: low income(~11k)
733 CK  TU Vantage Score
734 CK EQ Vantage Score
utilization of 17%
AAoA of 1 yr
2 hps in TU, 1 hp in EQ (EX shouldn't have more than 2)
no baddies

I expect a 7-10 message and hopefully after verification an approval. any comments before I do it?

Message 1 of 44
43 REPLIES 43
ojefferyo
Valued Contributor

Re: Pulling the Trigger Right Now (CSP)

How many new acconts do you have in the last 2 years? % is the limit for Chase right now, but co-branded ones don't have this restriction. Do you know what your Fico is? What are your other limits on your other cards? Any pre-qual on their site?

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 2 of 44
Anonymous
Not applicable

Re: Pulling the Trigger Right Now (CSP)

 


@ojefferyo wrote:

How many new acconts do you have in the last 2 years? % is the limit for Chase right now, but co-branded ones don't have this restriction. 


2 in february and 1 almost 2 years ago. I believe I'm ok with the new policy?

Message 3 of 44
Anonymous
Not applicable

Re: Pulling the Trigger Right Now (CSP)

Good luck, I'm pulling for you!

Message 4 of 44
Anonymous
Not applicable

Re: Pulling the Trigger Right Now (CSP)

writting personal info.

Message 5 of 44
Anonymous
Not applicable

Re: Pulling the Trigger Right Now (CSP)

financial info.

Message 6 of 44
redpat
Senior Contributor

Re: Pulling the Trigger Right Now (CSP)

Income 11K.  Can I ask how will you be able to meet the 4k spend in three months?

 

Why get the card now?  Makes little sense to me.  But if you want it go ahead and apply but your income may be a problem.

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP
Message 7 of 44
CreditCuriosity
Moderator Emeritus

Re: Pulling the Trigger Right Now (CSP)

--removed due to not seeing income

 

Edit:

 

Didn't see the income.. Stop before you get denied please!!!!

 

I guess you still could get approved, but with a min 5k SL, it is going to be hard to get approved IMO...

Message 8 of 44
Anonymous
Not applicable

Re: Pulling the Trigger Right Now (CSP)

thanks.


@Anonymous wrote:

Good luck, I'm pulling for you!


 

Message 9 of 44
Anonymous
Not applicable

Re: Pulling the Trigger Right Now (CSP)

review.

Message 10 of 44
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