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QS1 CLI 2-3 day message

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Talonwildstar
Frequent Contributor

QS1 CLI 2-3 day message

Hello last month was my 3rd statement, I hit luv button got approved for only $100 CLI after reading many posts here, I decided to wait until 4th statement my credits score during that time went from 643 to 685 on credit wise ... so I re hit luv button today and got a 2-3 day message I was not expecting that ... is it an automatic denial ??
AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
6 REPLIES 6
Floyduda
New Contributor

Re: QS1 CLI 2-3 day message

Most likely, it's my understanding and my experience that Capital One requires you to wait 6 months after an approved CLI to be eligible for another one.






Message 2 of 7
Talonwildstar
Frequent Contributor

Re: QS1 CLI 2-3 day message

Thank you for answering.... but I never accepted the $100 credit increase, I even called capitol one last month and the person told me to just keep trying sometimes they raise the increase offer, so the 2-3 day is kinda wierd


@Floyduda wrote:

Most likely, it's my understanding and my experience that Capital One requires you to wait 6 months after an approved CLI to be eligible for another one.


 

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 3 of 7
Floyduda
New Contributor

Re: QS1 CLI 2-3 day message

Ok, now I understand....I just got a "2-3 day" message from Capital One as well. I'm assuming mine is a denial for a CLI....Interested to hear what happens in your situation....Good luck!






Message 4 of 7
Talonwildstar
Frequent Contributor

Re: QS1 CLI 2-3 day message

As soon as I find out I’ll def post it here
AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 5 of 7
shoegal
Valued Contributor

Re: QS1 CLI 2-3 day message

That’s usually a denial. They sent an e-letter with the denial reasons and it should be on your statements/documents section.


Message 6 of 7
pinkandgrey
Senior Contributor

Re: QS1 CLI 2-3 day message

In my experience with Cap 1, it’s either an instant approval or it’s a denial. 

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Message 7 of 7
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