Question About When To Apply For New Credit Card....

[Anonymous]

@James_A - Awesome! Anf thank you for the warm welcome!

[Anonymous]

@joe8185 = Thank you for the welcome, and for the advice. I agree with you 100%.

[SouthJamaica]

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@Anonymous wrote:

@pipeguy - Thank you for your response and advice. I did open a Self Lender account, it should be report to all three Credit Bureaus in a few weeks. Do you thing that will suffice? Or should I open another Secured Cired Card too?

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I don't think there's any need to open another secured card.

In 6 months you'll be in good shape to apply for an unsecured card.

[Anonymous]

@SouthJamaica - Thank you for your advice.

[ocdcreditmonkey]

I have never been more confused after reading a post. How did you manage to generate a "FICO" score when according to your post the SelfLender account wasn't reporting yet, the secured card had only just been reporting for 4 days and both had only been opened in the previous 2 week period? If you had no other history it should take a minimum of 6 months to generate a real FICO score. Based on the date of your post and the details you provided, your accounts are only just now almost 4 months old. Please help me understand this, I am so confused 😵