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I would like to add one more credit card to my profile. I recently (yesterday) was approved for Discover & Cap 1 Venture. From what I have read, neither account (HPs already appear) will report on my CR until next month. Is there a card I can add that would show up sooner? Hoping to get a score increase to help secure a good auto loan rate? I have the following number of inquiries.
Ex-6
Tu-3
Eq- 12
Fico AutoScore
EX-720/721
TU- 736/700
EQ- 724/729
Preferably a card that only pulls TU Credit Report.
@Anonymous wrote:I would like to add one more credit card to my profile. I recently (yesterday) was approved for Discover & Cap 1 Venture. From what I have read, neither account (HPs already appear) will report on my CR until next month. Is there a card I can add that would show up sooner? Hoping to get a score increase to help secure a good auto loan rate? I have the following number of inquiries.
Ex-6
Tu-3
Eq- 12
Fico AutoScore
EX-720/721
TU- 736/700
EQ- 724/729
Preferably a card that only pulls TU Credit Report.
Since Barclays pulls TU, and since your TU inquiries are the lowest, Barclays is the obvious choice.
They have a lot of cards to pick from:
The Ring is the one I like the most (I haven't been able to get it but you might)
The Sallie Mae card is reputed to be very good
The 2 safest bets are the Barclay Rewards card and the NFL Points card
Went the safe route and got the dreaded message
We appreciate your application for the Barclaycard Rewards. You'll receive our decision through the mail in 7-10 days
Edit: Called and got approved! SL =$1500
Now time to do some gardening.
Nice job. Grats on the approval.