Question about Barclay bank

[Meanmchine]

Hi everyone

My question is simply is Barclay bank a forgiving bank? 6 years ago i burned them for 3k each on 2 accts.  Do they forgive and forget or are they like Credit
One Bank that holds a grudge forever
 

[Anonymous]

I burned them about 7 years ago, and the last time i applied they didnt even look at my credit report, from what i have read on these forums they do hold a grudge sometimes.

[Burned2manybridgesB4]

I had an old juniper card over a decade ago (CO), and when I applied for the Ring ('13), they still had it in their system. Still managed an approval with a decent starting limit close to my other cards of the time, but luckily they didn't hold a grudge with me. I had a few 'flex spend' cards on my reports at this time though, so that may have helped.

[Anonymous]

what are flex spend cards?

[Burned2manybridgesB4]

World, world elite, or signature card, where you can spend over the assigned limit.