@AI_JMV wrote:Technically I am still 2/24 until my 4 new accounts hit. I just app spreed, and was approved for 4 new cards. If I apply for a new Chase (I already have CSP, which is one of my 2/24 cards) and am approved, will they freak out when I am 7/24 as of next month? I am interested in the United card for the points. Thanks!
It is not guaranteed they will freak out, but Chase is certainly known to keep an eye on you for a couple of months after a new approval. There is a very good chance they take AA once they see 4 accounts all hit in the same month. They are definately not above shutting down new accounts, or slashing CL's. This is all also very dependent on the rest of your profile, however.
I happened to do just like what you did. However, I didn't apply their CSP or CSR. I was approved for their Amazon Prime VS in July. I already had 7/24 and additional 5 new accounts (2 BofA, 2 AMEX and 1 Citi ) are showing up in my CR. Fingers crossed, Chase didn't do anything so far, but again, my UTIL is less than 3%.
@AI_JMV wrote:Technically I am still 2/24 until my 4 new accounts hit. I just app spreed, and was approved for 4 new cards. If I apply for a new Chase (I already have CSP, which is one of my 2/24 cards) and am approved, will they freak out when I am 7/24 as of next month? I am interested in the United card for the points. Thanks!
Very possibly yes and as said they might even take AA and close their accounts. Chase is very sensitive to new accts and watches closely.
@AI_JMV wrote:Technically I am still 2/24 until my 4 new accounts hit. I just app spreed, and was approved for 4 new cards. If I apply for a new Chase (I already have CSP, which is one of my 2/24 cards) and am approved, will they freak out when I am 7/24 as of next month? I am interested in the United card for the points. Thanks!
Chase is known for freaking out over things like that. So yes they might.
@AI_JMV wrote:
@arifjk wrote:I happened to do just like what you did. However, I didn't apply their CSP or CSR. I was approved for their Amazon Prime VS in July. I already had 7/24 and additional 5 new accounts (2 BofA, 2 AMEX and 1 Citi ) are showing up in my CR. Fingers crossed, Chase didn't do anything so far, but again, my UTIL is less than 3%.
My utilization is 1% so hoping they don't get too dicey. I also have 4mm + in my combined sapphire checking and wealth management accounts. So, they know my assets. Here's hoping for both of us!
If you have seven figures in assets with them, they may very well leave you alone. lol.
@AI_JMV wrote:
@arifjk wrote:I happened to do just like what you did. However, I didn't apply their CSP or CSR. I was approved for their Amazon Prime VS in July. I already had 7/24 and additional 5 new accounts (2 BofA, 2 AMEX and 1 Citi ) are showing up in my CR. Fingers crossed, Chase didn't do anything so far, but again, my UTIL is less than 3%.
My utilization is 1% so hoping they don't get too dicey. I also have 4mm + in my combined sapphire checking and wealth management accounts. So, they know my assets. Here's hoping for both of us!
I'm trying to figure out why someone with > $4 million in the bank would even care if a credit card account got closed by the bank.