Question about Chase 5/24 for applications

[805orbust]

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@SouthJamaica wrote:

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@AI_JMV wrote:

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@arifjk wrote:

I happened to do just like what you did. However, I didn't apply their CSP or CSR. I was approved for their Amazon Prime VS  in July. I already had 7/24 and additional 5 new accounts (2 BofA, 2 AMEX and 1 Citi ) are showing up in my CR.  Fingers crossed, Chase didn't do anything so far, but again, my UTIL is less than 3%. 

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My utilization is 1% so hoping they don't get too dicey. I also have 4mm + in my combined sapphire checking and wealth management accounts. So, they know my assets. Here's hoping for both of us! 

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I'm trying to figure out why someone with > $4 million in the bank would even care if a credit card account got closed by the bank.

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@SouthJamaica  that's hilarious!  As a peasant I just accept what I'm given like a good little boy, but if I had $4 million in their bank?  $#@%&×!  I'd be down there the next day picking up either my credit card, or a cashiers check with my money and closing those accounts. 
 

[AI_JMV]

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@805orbust wrote:

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@SouthJamaica wrote:

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@AI_JMV wrote:

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@arifjk wrote:

I happened to do just like what you did. However, I didn't apply their CSP or CSR. I was approved for their Amazon Prime VS  in July. I already had 7/24 and additional 5 new accounts (2 BofA, 2 AMEX and 1 Citi ) are showing up in my CR.  Fingers crossed, Chase didn't do anything so far, but again, my UTIL is less than 3%. 

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My utilization is 1% so hoping they don't get too dicey. I also have 4mm + in my combined sapphire checking and wealth management accounts. So, they know my assets. Here's hoping for both of us! 

---

I'm trying to figure out why someone with > $4 million in the bank would even care if a credit card account got closed by the bank.

---

@SouthJamaica  that's hilarious!  As a peasant I just accept what I'm given like a good little boy, but if I had $4 million in their bank?  $#@%&×!  I'd be down there the next day picking up either my credit card, or a cashiers check with my money and closing those accounts. 
 

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My credit makes me money.. not the other way around. So I'm very choosy about my cards and what I spend through those cards. I was getting ready to buy expensive international flights on United and my club membership was set to expire, so this card was going to tick a lot if boxes in a short time. Just bc I'm a HNW individual doesn't mean im entitled to credit, even if im an ideal borrower. Closing my accounts with chase is not an option, nor would I be that arrogant about it.