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Question about Chase applications

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Anonymous
Not applicable

Question about Chase applications

I applied and was approved for a Chase Sapphire Preferred on Saturday and was thinking about getting the Chase Freedom today. My question is would it be a new inquiry or can they use the one from Saturday to approve?
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Question about Chase applications

May be second HP...

Try it though.
Message 2 of 14
Anonymous
Not applicable

Re: Question about Chase applications


@Anonymous wrote:
I applied and was approved for a Chase Sapphire Preferred on Saturday and was thinking about getting the Chase Freedom today. My question is would it be a new inquiry or can they use the one from Saturday to approve?

@Anonymous,

 

It will definately be a new inquiry.

Message 3 of 14
scorewatcher7
Valued Member

Re: Question about Chase applications

They're gonna do another pull. Even if you call CSR and tell them about your recent application/report, their procedure is to HP every app; they have accounts with the bureaus so its in their interests to use them.  

 

Also, you might want to reconsider calling them about your recent approval/report because they will then be in the position to make a direct judgment as to whether to open another cc account with you as opposed to just letting your automated report scores/history fend for itself. It could go either way though.  Good luck. 

Message 4 of 14
Anonymous
Not applicable

Re: Question about Chase applications

I may be the exception but I got 2 Chase cards 3 days apart with the same pull so it is possible. Of course YMMV.
Message 5 of 14
scorewatcher7
Valued Member

Re: Question about Chase applications

@georgiapeach
Nice... I don't know if it's an exception or policy these days. My experience with chase has always been that they are very by the book so I'm a little more cautious.
Message 6 of 14
Anonymous
Not applicable

Re: Question about Chase applications

Same day - If you're lucky like me 2 cards per pull or set of pulls.

 

A few days - Go out and buy a lottery ticket if you get the same result.

Message 7 of 14
Anonymous
Not applicable

Re: Question about Chase applications

I would have applied the same day 

Message 8 of 14
Tszone
Regular Contributor

Re: Question about Chase applications

They pulled trans and exp for one card for me twice. Applied for freedom and they pulled both then 2 weeks later applied for CSP and pulled both trans and exp again, approved for both so it is what it is. Also my CSP was almost twice the limit as my freedom.

Message 9 of 14
Anonymous
Not applicable

Re: Question about Chase applications


@Anonymous wrote:

@Anonymous wrote:
I applied and was approved for a Chase Sapphire Preferred on Saturday and was thinking about getting the Chase Freedom today. My question is would it be a new inquiry or can they use the one from Saturday to approve?

@Anonymous,

 

It will definately be a new inquiry.


As stated above, this is not necessarily true with Chase. Chase pulled me when I applied for the Freedom, but did not pull me again when they approved me for the AARP two weeks later. (Maybe Chase felt bad for me for double pulling me on my Freedom application...Or the more likely explanation, I got lucky. Lol.) 

 

In all likelihood though, OP, you will probably, but not necessarily be double pulled. It appears to be a relatively rare event. 

Message 10 of 14
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